We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
NST March 2021: a turtle rollercoaster
Comments
-
Evening Turtles, how are we?
Reporting in wiht 1st NSD. I am bottiming the fridge out - so veggies are a bit low in intake, need to make a meal plan. I am having my vaccine tomorrow, and need to get an essay done by Tuesday....goodness me! Did a good 30 minutes of yoga.
Anyway gratitudes:
- yoga and medition with my online community
- NSD!
- Big tub of youghurt for tea!
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£07 -
Tuesday- NSD 2/17.
Today I have walked a lot but not done any other exercise.
I have done my 15 minutes of tidying/cleaning, hopefully I can keep this up and get to the stage of being more organised in the house.
Grateful today for- a good chat with my boss, time at the park with DD and mini eggs.5 -
Morning turtles
In my bid to minimise waste I am trying out using dried chickpeas for the first time to make hummus, also used up bendy veg to make fritters and have broken up a flowerpot that broke in the frost to use as drainage for plants.
Did 25min of yoga yesterday and 15min run today….it's not much but it will do.
Work smarter - trying to build more structure into my week! I tend to duplicate work for myself. this is an ongoing process.
Meditated last night
Have eaten quite well.
Today will be NSD 1
Haven’t heard back from the job I interviewed and tested for so I assume that’s a no-go… I will chase them but I don’t really expect any feedback. Having said that I feel good that I managed to put myself out there and want to keep the momentum and apply for more.... I do feel that I am being kinder to myself and I'm sure it has to do with feeling more grateful.... Turtle power!
Grateful for feeling motivated, for interesting frugal utubers, and webinars
have a lovely day x
Student loan £5655
House deposit €32,667K/€40k7 -
I lurve the garbanzos you get in a jar in Spain, Shrewbie! I have never managed to replicate the taste back here.I started the day with some yoga. I've done several Yoga with Adriene ones and decided to try ones by my fave exerciser - Zuzka Light. It was #1 in a series called Power Yoga. Blimey! It was hard work!!!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!6
-
Right it is now time to check in for February. The granola is in the oven, I am on break from online teaching trying to enjoy this last week at home. I started the day with a 4 m run before 8, from next week it will have to be even earlier. But will it happen? What will the month bring.
In the last year I have sorted so many big and small things, still a lot outstanding, but lets have a look:
Citizenship - that sucked all of my ££££ last year, but now I'm just waiting for the last appointment and passport £160 and a handshake away. I am hoping some of this will happen in March.
Weight - Loosing 11 kg gram by gram over a year has put me back in the normal BMI zone, putting a distance between me and the risk of various ailments.
Money- I'm on track, two years on from major meltdown I'm all defaulted, a bit of EF and ready to pay up and save up.
Work wise - I'm not good at working. That said I'm never short of work now. And I think I am now ready for new opportunities, now that everything is more or less organised. SO I will be on the look out for a Phd or a full time job opportunity. As will probably be empty nest from September, so need to keep busy.
Socially - don't we all need to up that one.
So now to the challenge of month:
Re-set your thinking. I have been busy unloading mental rubbish since July I have been doing a mental dump journal every morning. And slowly it helps. But basically I have a walk in closet full of skeletons, so there is a lot to sort through. I also need to up the physical sorting through, that is the plan for the next month. The bag a day challenge is a bit difficult as charity shops are not open, so I am attacking some of the more difficult boxes, that actually needs sorting.Offload your excess baggage – stuff, emotions, people (!) I think I pretty much answered this one. Love it or lose it. Boom.
Listen to people carefully and make them feel appreciated by doing so. Listening is high on my list of things to pay attention to. I don't think I am a good listener, always too full of my own problems. So I am hoping this month might be a breakthrough - make room for other pepople and loose my old worn ego. WHo needs an ego anyways.
Learn something new, or do something you haven’t done in a while:
I am doing this in my creative practice. The goal is 10 hours a week, but I do't always quite get there.
Eat well – get those veggies down yer neck! More salads, more vege, more imagination, def need to do a meal plan before going back to work next week.
Rest well too – get enough sleep, enough fresh air, enough activities that nourish your soul. My soul wants better sleep. I am crap at that, and a bit of exercise. The goal is to walk and run 100 miles again this month.
Cherish each day and tell us of at least 3 gratitudes for it.
- - hot granola with yoghurt and banana
- - friendly boys who sometimes listen to what I say
- - good legs to run on
Out and about. As the days lengthen and the temperatures rise, spend more time outside.
I aim for an hour a day, but again with working it's tricky.
Aim for 17 NSDs. Good plan. Planning is everything.
Sow some seeds. Have started the sunflowers, and the banana roots, am magically hoping they will re-sprout, as my beautiful 5 foot red banana tree blew apart in the autumn. I should have looked better after it.
Think about and ponder the year ahead. I want big changes, a change of perspective, but am yet unsure where it will come from. But I'm looking
Charity: It is time to set up a regular charity payment.
Budget is done. Well scraped, as now have to pay for buspass, for the last time ever.
Will put a 5 er aside, probably take a friend for coffee.
I'm a regular:-)
Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 255 -
Today is a washout already. Have had the worst night's sleep due to rotten kids making noise and dropping things all night long (one has a deadline today and I think he might have pulled an all-nighter). So tired it actually hurts.I have a list, I might get stuff done or not. Beyond my control. Today is sponsored by caffeine and grumpiness.Had to do an emergency dash to the chemist for anti-histi's, and liquid ibruprofen (DH said we had none, put it in the cupboard and found 2 opened bottles of Nurofen. Grrr!.Lunch will be Miso Noodle Soup (carrot, mange tout, and baby corn ). Supper is cauliflower curry - so plenty of veg. Cleaned out the fridge last night and have stacked things in meal plan order. Supper was leftovers to get rid of all those bit parts of meals. I baked inch wide slices of BNS and then topped with cheese for the last 5 minutes and coarse black pepper. It is gorgeous. So much more than the sum of its parts.We already waste very little, but there is always room for improvement. I know what I am doing, and what needs to be done. I will claim my NSD #1.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******7 -
f0xh0les - drape yourself elegantly over the chaise longue for the day.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!8 -
Totally agree apple. Can I as well had back pains well piriformis( no it's not a curry) butt pain really, tried all the stretchy exercises at 3am. Now I am getting grumpier as the day goes on. sooooooooooo tired.Going to claim my first NSD today whoopy 1/17 NSDTomorrow my new replacement window units are being fitted. Have squirrelled cash away for it so will get any shopping I need then, only milk I need so farGrateful forDry weather even if bit hazy here. Washing out in hope of drying.Salmon for tea defrosted, trying to be healthy.Trying out a podcast last night got me away from the telebox.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/225
-
NSD No 3
Must have been something going around last night. I had loads of plans for today but spent most of last night feeling shivery and my stomach felt very uncomfortable. Not sore just kind of bloated. This has happened a few times recently. I'm wondering if I have developed some kind of food intolerance (possibly lactose) and it flares up when I eat too much dairy. Anyway, I got up, made some soup, watched the budget and went back to bed. I've had a sleep and now I'm up again but still feeling a bit horrible so I'll have some soup and retire early. Bit of a wasted day. I've achieved nothing. Oh well, tomorrow should be better.Have adventures. laugh a lot and always be kind.5 -
Toni'sfriend - Sending hugs.
Was a spend day, brought next week's weekly bus pass and tv mag.
Grateful for:
For the free veg fried rice at work. Took it home for my dinner, saved me doing cooking tonight.
The book I ordered being delivered, also being signed by the author.
Reasonable night's sleep.Frugal Living Challenge 2025 Mortgage free as of 1st August 20134
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards