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NST March 2021: a turtle rollercoaster
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Congratulations @Deni_debt-free_dreamer! ๐๐๐I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 ยฃ124616 01/11 ยฃ89873 01/13 ยฃ52546 01/15 ยฃ12133 07/15 ยฃNILNet sales 2024: ยฃ205
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Well done, DeniHave adventures. laugh a lot and always be kind.6
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Congratulations Deni !!!! Enjoy your freedom x
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5 -
Congrats Deni, so inspiring.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC ยฃ10/1111, 0% updated May 255 -
thank you all so much - f0xh0les; DrCarrie; greent; Toni's friend; apple and ditty xx
It has not been easy and I had 4 jobs at one point - a FT job, PT job and 2 lots of self employment.ย Covid scuppered one of my self employment roles but i still have some self employment plus a FT and PT job.ย
It is a wonderful feeling to be debt free at lastย - now i can build up some savings and overpay my mortgage & be inspired by the MFW including f0xh0lesย
thanks to the turtles who are so encouraging
Love Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023๐ ๐ ๐ โญ๏ธโญ๏ธ
Decluttering Campaign Member 2024 ๐ ๐
Decluttering Campaign Member 20256 -
Today is NSDย 8 - normal Saturdayย house cleaning, followed by a collapse on the sofa - but the bath is sparkly-clean and the laundry is on the line,ย went for a run this morning (dire), had fruit for breakfast and salads for lunch.I think I am back to being motivated to diet and exercise. Majorly fantastic fruit salad in the fridge right now.ย Scored 2 Herr Liddleย F&V boxes yesterday, so there is so much good stuff in the house there is no excuse.Going to make a thai BNS soup and freeze in portions, and a tomato and red pepper one - so I have a choice of soupy lunches.Making progress with the jigsaw - have about 1/8th left to go.ย Will try and do it this weekend.ย All the bits are joining up.ย Like the diet and exercise - you can't see where it all fits together, and then it just does.ยDisappointments -ย tried an alcohol free cocktail - would honestly rather have had a ribena, it promised so much,ย but failed to deliver.ย The man loading a van who felt the need to critique my running stance - I was running uphill for goodness sake, my motivation was to keep going without stopping, not on pushing through on my stride. But thanks mate!Gratitudes: Oykos yogurt in Herr R0n -ย cooks brilliantly, tastes great (and I really don't usually like coconut yogurt at all), lists of all sorts, finally getting another NSD, and for my motivation coming back to visit me.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******8 -
Congratulations @Deni_debt-free_dreamer!!! Such a great feeling!
Today was a spend day - some planned, some not. Needed some painkillers and got my car washed, also bought prosecco (woops!) and had a planned takeaway (only ยฃ10). Bought some Easter chocs handmade by a friend which was unplanned and not needed if I'm honest, but a little treat.
I was also on call this morning but didn't get called in so will be paid for 4 hours, which all helps. Finished putting on my kitchen cabinet doors, only took me the best part of a week! My mojo was well and truly gone lol.
Today I'm grateful for not being called into work, beautiful sunshine and getting stuff done.4 -
Today I am grateful for getting a solid night's sleep, for chatting with neighbours outside, for 2x rugby on the box, for finishing off some needlefelted polar bears, for dd having a video catch up with a school friend ( she loved it, but was worn out afterwards!).
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3 -
Well doneย Deni!ย
Saturday- still on NSD 13. Not a huge spend, but should have been better organised and fitted it in on an essential spending day. Especially as tomorrow will be another spending day as we didn't go to do the weekly food shop today.ย
I am however in a slightly better mood today. Managed to ride (before the rain started) and finally organise/ complete a 10 minute job that I've been putting off for about 4 months ๐คฃ. I do wonder at myself sometimes- I have very definitely spent much, much more time putting it off than I spent actually doing it! Also used up lots of leftover bits in the fridge today, so its quite empty before the shopping tomorrow.ย
Grateful today for - getting that job done, fitting our outside jobs in before the weather changed, some snuggle time in front of the TV with DD after dinner.ย2 -
lcc86 and facethemusicย thank you xx
i've achieved NSD #10 today - but haven't achieved much else.ย ย I did a bit of housework and helped DD2 with her uni work.ย I spentย a couple of hours on my qualification but didn't get very far as i'm struggling with a word count on one part and general motivation overall.ย I gave up and went for a walk!ย Watched TV with DD2 this eve.ย DD2 got a brookie for her birthday - it's a cross between a brownie and a cookie!ย It has about a 1000 calories per slice and I'll be glad when it's all gone.ย My eating habits are rubbish at the moment and i need to get a grip.
Gratitudes - neighbour mowed the front and back lawn for me; washing dry on the line; the brookie is nearly gone.....
Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023๐ ๐ ๐ โญ๏ธโญ๏ธ
Decluttering Campaign Member 2024 ๐ ๐
Decluttering Campaign Member 20254
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