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Seen The Light

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  • sonyarita
    sonyarita Posts: 58 Forumite
    Second Anniversary 10 Posts Name Dropper
    Things have certainly moved fast for you this week! Congratulations on your offer being accepted, that's great.
  • beanielou
    beanielou Posts: 95,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, things are moving fast  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fab news! I wonder which one of us will have moved first? I feel like ours has just stopped progressing at the moment  :|

    Lots of luck 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,060 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congratulations on having your offer accepted. Hope all goes smoothly. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
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  • ste82
    ste82 Posts: 47 Forumite
    10 Posts Name Dropper
    Fab news! I wonder which one of us will have moved first? I feel like ours has just stopped progressing at the moment  :|

    Lots of luck 

    LMD x
    I’m expecting everything to slow down now it’s with the solicitors, hopefully we’ll both be moved before long!
    Credit Card 1 £9602.23 £0
    Credit Card 2 £7822.07 £0
    Credit Card 3 £517.69 £0
    Loans to follow once we've moved house!
    Emergency/House moving Fund = £5800
  • Well, our solicitors have an online portal so we can see what's been done and what we are waiting for, the last search came back earlier than expected which was good but there's that waitingg game now where everyone else in the chain has to get their searches back before we can exchange  :( 

    Hope you're not in a large chain and it goes relatively quickly 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • ste82
    ste82 Posts: 47 Forumite
    10 Posts Name Dropper
    Well, our solicitors have an online portal so we can see what's been done and what we are waiting for, the last search came back earlier than expected which was good but there's that waitingg game now where everyone else in the chain has to get their searches back before we can exchange  :( 

    Hope you're not in a large chain and it goes relatively quickly 

    LMD x
    The online portal sounds good I’ll have to check if ours have got something similar - hopefully things progress nicely for you! 
    The chain doesn’t seem too bad so far, our buyers haven’t got anything to sell and the people we’re buying from are cash buyers.
    Credit Card 1 £9602.23 £0
    Credit Card 2 £7822.07 £0
    Credit Card 3 £517.69 £0
    Loans to follow once we've moved house!
    Emergency/House moving Fund = £5800
  • ste82
    ste82 Posts: 47 Forumite
    10 Posts Name Dropper
    survey done on our place and solicitors paperwork completed and returned, now expecting things to go quiet for a bit. £250 gone from the moving fund for the solicitors cash on account, it felt good taking it from a pot of money we’d set aside for that purpose!
    Credit Card 1 £9602.23 £0
    Credit Card 2 £7822.07 £0
    Credit Card 3 £517.69 £0
    Loans to follow once we've moved house!
    Emergency/House moving Fund = £5800
  • ste82
    ste82 Posts: 47 Forumite
    10 Posts Name Dropper
    Payday!
    Another good month budget wise with £50 left over that I've added to the move savings for this month so £500 going into that pot today, another £350 to be added on OHs payday.
    Forgot to mention last week that we had to dip into our emergency fund as our 6 year old washing machine finally gave up the ghost. It was good to have that pot to dip into, I previously would've used the CC/overdraft if something like this happened. Got a new one ordered that was delivered and installed at the weekend - I would've done it myself but you had to book installation for them to take away the old one! 
    Things feel quite hectic around the house move at the moment, we've paid the solicitors their cash on account and for the valuation survey for the property we're buying and had our place surveyed on Monday, expecting things to calm down now as the solicitors do their thing.
    We've got a good pot of money to support the move that we'll be adding to each month prior to getting a moving date so optimistic we'll be able to move without having to use any credit (other than mortgage!) 
    Credit Card 1 £9602.23 £0
    Credit Card 2 £7822.07 £0
    Credit Card 3 £517.69 £0
    Loans to follow once we've moved house!
    Emergency/House moving Fund = £5800
  • ste82
    ste82 Posts: 47 Forumite
    10 Posts Name Dropper
    End of week good news underwriter has contacted our mortgage advisor and mortgage is approved!

    Happy weekend all! 👍
    Credit Card 1 £9602.23 £0
    Credit Card 2 £7822.07 £0
    Credit Card 3 £517.69 £0
    Loans to follow once we've moved house!
    Emergency/House moving Fund = £5800
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