NatWest Mortgage Timescale 2021

webjaved

mrslbxo said:

Just had the call to say mortgage is approved! 

Awesome news, what a way to start the weekend. So it's been a month in total then for you. 

lauralooo

mrslbxo said:

Just had the call to say mortgage is approved! 

Amazing news!! Happy celebrating this weekend! 

webjaved

I've just checked the mortgage tracker online this morning hoping there would be an offer in there but noticed the things that were pending that they were looking at like my bank statements & accounts are now all marked as completed. 

I'm now just waiting for the offer. It's been 5 days since they requested my April bank statement to be sent which my broker sent. 

Why have they date stamped the remaining actions as 23/05/2022 09:14 when it's not even Monday? 👀

Gemt123

webjaved said:

I've just checked the mortgage tracker online this morning hoping there would be an offer in there but noticed the things that were pending that they were looking at like my bank statements & accounts are now all marked as completed. 

I'm now just waiting for the offer. It's been 5 days since they requested my April bank statement to be sent which my broker sent. 

Why have they date stamped the remaining actions as 23/05/2022 09:14 when it's not even Monday? 👀

Hey! New on here
Ours is the same everything got ticked off today but dated Monday. 

If our bank statements and payslips are ticked does this mean they haven't got any questions about them or does it mean they have just reviewed them? 

webjaved

Gemt123 said:

webjaved said:

I've just checked the mortgage tracker online this morning hoping there would be an offer in there but noticed the things that were pending that they were looking at like my bank statements & accounts are now all marked as completed. 

I'm now just waiting for the offer. It's been 5 days since they requested my April bank statement to be sent which my broker sent. 

Why have they date stamped the remaining actions as 23/05/2022 09:14 when it's not even Monday? 👀

Hey! New on here
Ours is the same everything got ticked off today but dated Monday. 

If our bank statements and payslips are ticked does this mean they haven't got any questions about them or does it mean they have just reviewed them? 

I don't think they would have marked it as complete if they needed anything else from you, I believe that they've checked all the bank statements & documentation and it's just down to them to send the mortgage offer through. 

If there were any issues or they needed anything, they'd have requested it. Good luck to you, fingers crossed Monday we both get the mortgage offer through. It's been a week now where I've instructed the solicitor to conduct the searches even before the mortgage offer, risky I know but I want to minimise the waiting around. 🤣

Gemt123

Fingers crossed for us both!

We submitted our bank statements and pay slips on Friday so was shocked to see them ticked the day after! We did it through l&c broker. 

Waiting game now. 😬 

webjaved

Gemt123 said:

Fingers crossed for us both!

We submitted our bank statements and pay slips on Friday so was shocked to see them ticked the day after! We did it through l&c broker. 

Waiting game now. 😬 

Keep us updated. 🤞

vmguru

I have applied for additional borrowing with Natwest, I am self employed and my valuation was on the 11th May 2022 which came back as expected however I haven't heard anything more since then.  I have checked my mortgage account and the valuation hasn't changed. It's just a waiting game now 

Application                      5th May 2022
Valuation                         11th May 2022
No updates or feedback  23th May 2022

vmguru

Sher1987 said:

My application has gone to the underwriter on the 5th May still on the queue my broker has been updating me every 2 days 

She did mention theres a backlog for every lender currently due to everyone putting the application in before the rates when up 

Good luck everyone I feel your pain 

Solo buyer 
Self employed 
Desktop valuation satisfactory 

I done my application on 5th of May 20202 and then valuation happened on 11th May 2022, I made an application for additional borrowing directly with Natwest, today is 23rd May 2022 not heard anything and waiting. its soo hard this waiting game 

webjaved

The mortgage offer has come through, it's been accepted, woohoo!