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NatWest Mortgage Timescale 2021

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Comments

  • webjaved
    webjaved Posts: 618 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    mrslbxo said:
    Just spoken to Natwest. Apparently it's with the underwriter and we should have an offer confirmed by close of play Tuesday. We shall see. 

    How long have you been waiting now?
    Save £12k in 2019 #154 - £14,826.60/£12k
    Save £12k in 2020 #128 - £4,155.62/£10k
  • kingstreet
    kingstreet Posts: 39,335 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kingstreet said:
    Question to our NatWest BDM yesterday;-

    "App submitted on 09/05 not yet showing on tracker. Is there likely to be a problem, or is it just workload?"

    Answer from out NatWest BDM yesterday;-

    "Case still at pre-underwrite stage – they are taking 8 days through this stage and a further 7 for underwrite at the moment."
    We managed to go from nothing to initial underwrite yesterday, to offer, all in one day.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • webjaved
    webjaved Posts: 618 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    kingstreet said:
    kingstreet said:
    Question to our NatWest BDM yesterday;-

    "App submitted on 09/05 not yet showing on tracker. Is there likely to be a problem, or is it just workload?"

    Answer from out NatWest BDM yesterday;-

    "Case still at pre-underwrite stage – they are taking 8 days through this stage and a further 7 for underwrite at the moment."
    We managed to go from nothing to initial underwrite yesterday, to offer, all in one day.

    Wow - amazing! Congratulations.
    Save £12k in 2019 #154 - £14,826.60/£12k
    Save £12k in 2020 #128 - £4,155.62/£10k
  • Anna_HB
    Anna_HB Posts: 24 Forumite
    10 Posts Name Dropper
    Hi all, I’m new here. 
    After unsuccessful application with nationwide we have applied for DIP with Natwest and been accepted straight away. 
    We got declined with nationwide for overdraft 🙈 and DIP was referred.
    hoping that Natwest will be more flexible as we are their customers 
  • webjaved
    webjaved Posts: 618 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Anna_HB said:
    Hi all, I’m new here. 
    After unsuccessful application with nationwide we have applied for DIP with Natwest and been accepted straight away. 
    We got declined with nationwide for overdraft 🙈 and DIP was referred.
    hoping that Natwest will be more flexible as we are their customers 

    Was it an overdraft on your bank statement/account?
    Save £12k in 2019 #154 - £14,826.60/£12k
    Save £12k in 2020 #128 - £4,155.62/£10k
  • Anna_HB
    Anna_HB Posts: 24 Forumite
    10 Posts Name Dropper
    webjaved said:
    Anna_HB said:
    Hi all, I’m new here. 
    After unsuccessful application with nationwide we have applied for DIP with Natwest and been accepted straight away. 
    We got declined with nationwide for overdraft 🙈 and DIP was referred.
    hoping that Natwest will be more flexible as we are their customers 

    Was it an overdraft on your bank statement/account?
    Yes, and we didn’t know that we can’t dip in it. 
  • mrslbxo
    mrslbxo Posts: 13 Forumite
    Third Anniversary 10 Posts
    webjaved said:
    mrslbxo said:
    Just spoken to Natwest. Apparently it's with the underwriter and we should have an offer confirmed by close of play Tuesday. We shall see. 

    How long have you been waiting now?
    We applied on 19th April
  • Anna_HB
    Anna_HB Posts: 24 Forumite
    10 Posts Name Dropper
    mrslbxo said:
    webjaved said:
    mrslbxo said:
    Just spoken to Natwest. Apparently it's with the underwriter and we should have an offer confirmed by close of play Tuesday. We shall see. 

    How long have you been waiting now?
    We applied on 19th April
    When did your tracking number started working? 
  • mrslbxo
    mrslbxo Posts: 13 Forumite
    Third Anniversary 10 Posts
    Anna_HB said:
    mrslbxo said:
    webjaved said:
    mrslbxo said:
    Just spoken to Natwest. Apparently it's with the underwriter and we should have an offer confirmed by close of play Tuesday. We shall see. 

    How long have you been waiting now?
    We applied on 19th April
    When did your tracking number started working? 
    I didn't know about the tracker until 4th May so I'm not sure I'm afraid 
  • mrslbxo
    mrslbxo Posts: 13 Forumite
    Third Anniversary 10 Posts
    Just had the call to say mortgage is approved! 
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