NatWest Mortgage Timescale 2021

lauralooo

Sher1987 said:

Just got the best call ever mortgage approved best of luck to each and one of you 

Fantastic news! 

lauralooo

docspers said:

People with offers: are you receiving hard copies by post as well as the pdfs on DigiDocs?

Received via an email, 10pm at night after mortgage was approved. Not sure if we will receive a postal copy but the solicitors believe that they will revive a paper one. 

lauralooo

lantanna said:

No update on the cert other than now there is an issue with the address coz it’s not registered yet with the post office yet. Yep no it can’t be, coz it’s not built yet. 

What am I expected to do about that. 

How many new build are bought off Plan every year, you would think this would be straightforward. 

Omg!! I imagine quite a high percentage of new builds are bought off plan, without a registered address. I just cannot believe this for you… it is utter madness!

lantanna

At 6.30pm I got my mortgage offer. What a long road, thanks everyone for your support. Hopefully everyone waiting gets sorted soon. 

lauralooo

lantanna said:

At 6.30pm I got my mortgage offer. What a long road, thanks everyone for your support. Hopefully everyone waiting gets sorted soon. 

Omg - this is amazing news!!!! I’m glad they were able to sort the certificate and hopefully with your awfully like wait this is why they ensured it got sorted today!! So pleased. 

lantanna

Yes I think everyone knew it was going to be in their best interests to get it sorted today or they’d have to listen to me for another week lol

lauralooo

lantanna said:

Yes I think everyone knew it was going to be in their best interests to get it sorted today or they’d have to listen to me for another week lol

Ha ha - well good! You can enjoy your weekend now! 

Jennyg46

lantanna said:

At 6.30pm I got my mortgage offer. What a long road, thanks everyone for your support. Hopefully everyone waiting gets sorted soon. 

Yeahh.. congratulations 👏🏻 

Sher1987

lantanna said:

Yes I think everyone knew it was going to be in their best interests to get it sorted today or they’d have to listen to me for another week lol

Congratulations and what a relief you must be feeling 

Sher1987

PM401981 said:

Sher1987 said:

My application has gone to the underwriter on the 5th May still on the queue my broker has been updating me every 2 days 

She did mention theres a backlog for every lender currently due to everyone putting the application in before the rates when up 

Good luck everyone I feel your pain 

Solo buyer 
Self employed 
Desk top valuation satisfactory 

 I am in the same position as you but my application has gone to underwriter on the 14th April. 

Yesterday I heard from the underwriter reviewing my application and he is happy to sanction the lending just as soon as I can provide updated Tax year overview or SA302 so they match. The total tax agrees to the tax calculation but we have supplied all paperwork again. I’ve been told once received a mortgage offer will be issued. Just checked my tracker and it seems all documents has been ticked off and reviewed. 

Wow that's nearly a month at least that's a good news at the end, what a relief