NatWest Mortgage Timescale 2021

PM401981

lauralooo said:

Although this is definitely not as long as some people have been waiting and ours took slightly longer I believe because my husband is self-employed. 

the average working timeframe to review payslips for employed was 5 working days then I was informed that this can be up to 7 working days for self employed. So yes…self employed takes longer 

luckily I’m using very proactive broker and there is no need to chase him up. Nothing worse then chasing up broker to do some work. 

Fingers crossed for everyone to have some news before weekend 🙂

Sher1987

My application has gone to the underwriter on the 5th May still on the queue my broker has been updating me every 2 days 

She did mention theres a backlog for every lender currently due to everyone putting the application in before the rates when up 

Good luck everyone I feel your pain 

Solo buyer 
Self employed 
Desk top valuation satisfactory 

PM401981

Sher1987 said:

My application has gone to the underwriter on the 5th May still on the queue my broker has been updating me every 2 days 

She did mention theres a backlog for every lender currently due to everyone putting the application in before the rates when up 

Good luck everyone I feel your pain 

Solo buyer 
Self employed 
Desk top valuation satisfactory 

 I am in the same position as you but my application has gone to underwriter on the 14th April. 

Yesterday I heard from the underwriter reviewing my application and he is happy to sanction the lending just as soon as I can provide updated Tax year overview or SA302 so they match. The total tax agrees to the tax calculation but we have supplied all paperwork again. I’ve been told once received a mortgage offer will be issued. Just checked my tracker and it seems all documents has been ticked off and reviewed. 

Sher1987

Just got the best call ever mortgage approved best of luck to each and one of you 

lantanna

Working Day 34 on hold to Nat west now to see if there is any update on the Energy Cert. Tracker has went back to a valuation has been requested.

Mw3hgd

Does anyone know how long it takes for tracker to start working?  My broker submitted a full application on 5th May and still can’t get into it

Mw3hgd

I just keep getting this:

lantanna

No update on the cert other than now there is an issue with the address coz it’s not registered yet with the post office yet. Yep no it can’t be, coz it’s not built yet. 

What am I expected to do about that. 

How many new build are bought off Plan every year, you would think this would be straightforward. 

docspers

People with offers: are you receiving hard copies by post as well as the pdfs on DigiDocs?

FormerMRSA

docspers said:

People with offers: are you receiving hard copies by post as well as the pdfs on DigiDocs?

I never got anything in the post.  I only saw my offer because it was sent by email to my solicitor