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Dipping my orange toes into the water..
Comments
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First salary in the new job and it's a £300 increase which is not to be sniffed at.
OH made a £300 overpayment so we are now only £665 away from the 2s! Meaning once the normal payment comes out we will be there!2 -
It feels such a milestone going down to the next stage.Orangetoes said:First salary in the new job and it's a £300 increase which is not to be sniffed at.
OH made a £300 overpayment so we are now only £665 away from the 2s! Meaning once the normal payment comes out we will be there!2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day3 -
Thats a fabulous total, the 2's are coming... well doneOrangetoes said:So overpayment of £420.34 made meaning the new total is..
300,999.99DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
And we've done it!!
Mortgage total - £298,817.44
Total reduction this year - £31,181.56
Total needed to hit goal - £0
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Well done you 😀! What's your plan for the final 1/4 of the year 🤣?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Thanks @South_coast
I think the goal will be to get to 289,999 it is probably a bit ambitious with Christmas though but always good to aim high!3 -
Well done OT 😁MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,850/£5,0002 -
Thanks @powerspowers sounds so good to say my mortgage is in the 2s!3
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Birthday party every weekend for the littlest one. Scored a win with a brand new craft set for £2.50 in the charity shop still with the £9.99 price tag on!
It's the little wins!2 -
Congratulations OT on hitting your target early CM3
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