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Dipping my orange toes into the water..
Comments
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Yes, I just hate the buying of gifts for the sake of it. Whereas an experience can be something you treasure.2
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I'm with you on thatAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
And work is done for 2021!! Wahey! Now to prepare for Christmas. Bike bought from eBay for eldest one, saving £220 from new price and it's only two years old. Now to find a good price for a scooter for the littlest one.
Adults we do secret Santa with limit of £30, so not too many more spends.2 -
Well done on finishing work for the year! Trying not to be too jealous...
Secret Santa is a good plan too.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
So had my booster on Friday and them wham knocked out all Saturday. Feeling more normal this morning thank goodness. Still good to be boosted and very impressed with the service. I did a walk in and it took 20 minutes from start to finish. Very kind all those volunteers.2
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Older DC found a gift card I'd forgotten about for £70 at John Lewis so that sorted the scooter out for the youngest DC. So presents are almost done!2
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Well done on the booster. Fab news on the gift card. That's a huge win at Xmas.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
Yes @savingholmes I was so happy as I thought I'd lost it or spent it!2
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Christmas present from the OH £3000 overpayment of the mortgage hurrah! I've trained him well.
Meaning we are now only £413.82 away from the 280s... Need to look at the budget, as that is just too annoying!!3 -
LOL at not being satisfied with a £3K OP! You'll have your mortgage cleared in no time with that attitude though. Well done to both of you.Orangetoes said:Christmas present from the OH £3000 overpayment of the mortgage hurrah! I've trained him well.
Meaning we are now only £413.82 away from the 280s... Need to look at the budget, as that is just too annoying!!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281
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