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Dipping my orange toes into the water..

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  • Yes, I just hate the buying of gifts for the sake of it. Whereas an experience can be something you treasure. 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    I'm with you on that
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • And work is done for 2021!! Wahey! Now to prepare for Christmas. Bike bought from eBay for eldest one, saving £220 from new price and it's only two years old. Now to find a good price for a scooter for the littlest one.
    Adults we do secret Santa with limit of £30, so not too many more spends. 
  • savingholmes
    savingholmes Posts: 29,235
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    Well done on finishing work for the year! Trying not to be too jealous... 

    Secret Santa is a good plan too.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • So had my booster on Friday and them wham knocked out all Saturday. Feeling more normal this morning thank goodness. Still good to be boosted and very impressed with the service. I did a walk in and it took 20 minutes from start to finish. Very kind all those volunteers. 
  • Older DC found a gift card I'd forgotten about for £70 at John Lewis so that sorted the scooter out for the youngest DC. So presents are almost done! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Well done on the booster. Fab news on the gift card. That's a huge win at Xmas.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Yes @savingholmes I was so happy as I thought I'd lost it or spent it! 
  • Christmas present from the OH £3000 overpayment of the mortgage hurrah! I've trained him well.
     Meaning we are now only £413.82 away from the 280s... Need to look at the budget, as that is just too annoying!! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Christmas present from the OH £3000 overpayment of the mortgage hurrah! I've trained him well.
     Meaning we are now only £413.82 away from the 280s... Need to look at the budget, as that is just too annoying!! 
    LOL at not being satisfied with a £3K OP! You'll have your mortgage cleared in no time with that attitude though. Well done to both of you.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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