Dipping my orange toes into the water..

Orangetoes

Most of the back to school shopping done, including £15 school shoes from Amazon brand new should be £60 but they had no box! 
Trainers from house of Fraser need returning atba cost of £4.99.... hat with when returns aren't free.

Orangetoes

Happy half term all!
Manic first half term but a lovely Masters graduation and a just back from a week in Greece.
Had house valued and came back as expected which is good.
Thinking of moving to a small town with a station where houses are a better investment....
Hard though as mortgage is now £206,985 so we are getting close to onerderland and it is hard to imagine increasing the mortgage...

AgathaSquirrel

Ooh I understand your dilemma. I’m putting off house improvements because the only solution is to increase the mortgage and I just want it gone. Are there any other reasons to move other than investment?

Orangetoes

Thanks @AgathaSquirrel yes other reasons are to make it easier for the kids to be independent as they got older.....decisions decisions! 

AgathaSquirrel

I can see that. I was a teenager in a village and really wanted to be in the town. I now live in the town but one of my teenagers wants to spend her time in the village I grew up in. So we’re still doing the driving teens around but in the opposite direction from my parents when we were young! It does mean however mine can go to the shops, cinema, train station to the city with minimal input from us. I think they appreciate it. It also means, if they want, there might be the option to stay at home at University stage which is an option I didn’t have due to the additional travel it would have required.
Difficult decision.

Orangetoes

Thanks @AgathaSquirrel no further with decision making as DH has had a job interview. If he gets it it will likely influence us as if we move to the town it would also be closer to his work.
 Can't believe it is nearly Christmas! One more week of work for me.
Then time to sort out Christmas! 
Mortgage currently £202,800 ....... So close to it starting with a 1!!!!!!

LadyWithAPlan

wow incredible progress ! So near to that £200k barrier ! 

Best of luck to DH on the job interview 

Orangetoes

Thanks @LadyWithAPlan yes so close but need to find the interest payment as an OP to make it by next month...not the ideal time to try and do that with Christmas! 
Feel that I am already broke this month and haven't bought any presents yet! 

LadyWithAPlan

Orangetoes said:

Thanks @LadyWithAPlan yes so close but need to find the interest payment as an OP to make it by next month...not the ideal time to try and do that with Christmas! 
Feel that I am already broke this month and haven't bought any presents yet! 

I am the same, waiting to get paid then I will shop... Mind you I am a YNABer and have plenty of savings but they already have a job (house deposit)

Orangetoes

@LadyWithAPlan glad I'm not the only one!! Although sounds like you are more on it with the savings pots!