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Help regarding car I bought on finance, that’s modified.

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  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    As you've been told, places aren't shut online, which is where you're going to sort this. Your finance company should be informed, trading standards etc. 
  • Mikej92
    Mikej92 Posts: 155 Forumite
    Third Anniversary 100 Posts
    As you've been told, places aren't shut online, which is where you're going to sort this. Your finance company should be informed, trading standards etc. 
    They’ve been informed, my finance company only re open tomorrow (they have been shut for over 2 weeks) trading standards have had an email sent too.
  • Mikej92
    Mikej92 Posts: 155 Forumite
    Third Anniversary 100 Posts
    AdrianC said:
    Mikej92 said:
    my cars now illegal, uninsured, no mot or tax.
    Umm, why is it uninsured, no MOT, no tax?
    As explained in previous posts...it’s not roadworthy, I phoned my insurance to tell them, and they void it straight away, so I can not insure it legally.

    it has no DPF, so the MOT is also invalid.

    without those, you cannot tax.


  • Mikej92
    Mikej92 Posts: 155 Forumite
    Third Anniversary 100 Posts
    AdrianC said:
    Mikej92 said:
    my cars now illegal, uninsured, no mot or tax.
    Umm, why is it uninsured, no MOT, no tax?
    But if you also read, just above your comment, I said that the insurance has allowed me 5 days leeway.
  • tedted
    tedted Posts: 456 Forumite
    Part of the Furniture 100 Posts
    mot is not invalid once issued cannot be voided
  • Mikej92
    Mikej92 Posts: 155 Forumite
    Third Anniversary 100 Posts
    tedted said:
    mot is not invalid once issued cannot be voided
    Okay, it has an illegal mot then.
    because it passed an mot the day I picked it up, with No DPF.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Mikej92 said:
    tedted said:
    mot is not invalid once issued cannot be voided
    Okay, it has an illegal mot then.
    because it passed an mot the day I picked it up, with No DPF.
    You've already had the actual wording of the tester manual posted in the thread. Would the removal have been visible to the tester? Because post-2018 DPFectomies tend not to be. The exhaust is dropped, and the filter gutted and rewelded from above.

    And, no, it's not necessarily unroadworthy.
  • Mikej92
    Mikej92 Posts: 155 Forumite
    Third Anniversary 100 Posts
    AdrianC said:
    Mikej92 said:
    tedted said:
    mot is not invalid once issued cannot be voided
    Okay, it has an illegal mot then.
    because it passed an mot the day I picked it up, with No DPF.
    You've already had the actual wording of the tester manual posted in the thread. Would the removal have been visible to the tester? Because post-2018 DPFectomies tend not to be. The exhaust is dropped, and the filter gutted and rewelded from above.

    And, no, it's not necessarily unroadworthy.
    It’s illegal for me to be driving it on the road.

  • tedted
    tedted Posts: 456 Forumite
    Part of the Furniture 100 Posts
    says who?
  • tedted said:
    says who?
    Diesel particulate filters - GOV.UK (www.gov.uk)

    It is an offence under the Road vehicles (construction and use) regulations (Regulation 61a(3)) to use a vehicle which has been modified in such a way that it no longer complies with the air pollutant emissions standards it was designed to meet. Removal of a DPF will almost invariably contravene these requirements, making the vehicle illegal for road use. The potential penalties for failing to comply with Regulation 61a are fines of up to £1,000 for a car or £2,500 for a light goods vehicle.

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