We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The "Save 12k in 2021" Thread!
Comments
-
Is the spreadsheet not updating or is my link old?2
-
@ForestBluebells It's not old, I just checked and @slowlyfading has not been on to update since 4th October. I can nudge her via another forum, linked to her social mediaForestBluebells said:Is the spreadsheet not updating or is my link old?Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
No that’s fine I just wasn’t sure if I was looking in the wrong place or somethingSuffolk_lass said:
@ForestBluebells It's not old, I just checked and @slowlyfading has not been on to update since 4th October. I can nudge her via another forum, linked to her social mediaForestBluebells said:Is the spreadsheet not updating or is my link old?2 -
Spreadsheet updated.Apologies for the delayed update; I have been seriously ill for the entire month of October and I have been playing catch up ever since. It's done now though, and we're almost in the final stretch...!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
8 -
I'm really sorry to hear that, Slowly. Hope you are on the mend now?slowlyfading said:Spreadsheet updated.Apologies for the delayed update; I have been seriously ill for the entire month of October and I have been playing catch up ever since. It's done now though, and we're almost in the final stretch...!Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0002 -
Sorry to hear you’ve been unwell… I hope you’re ok! Best wishes.slowlyfading said:Spreadsheet updated.Apologies for the delayed update; I have been seriously ill for the entire month of October and I have been playing catch up ever since. It's done now though, and we're almost in the final stretch...!Save £12k in 2023 #51 - £20,411.96 / £15k (136.08%)
Save £12k in 2024 #24 - £19,331.23 / £20k (96.66%)
Save £12k in 2025 #53 - £27,209.40 / £20k (136.05%)
I built a new salary tool to help explain deductions and visualise tax brackets. Try it here: salarytools.co.uk2 -
Hope you are feeling better now2
-
Hope your ok and getting better now!slowlyfading said:Spreadsheet updated.Apologies for the delayed update; I have been seriously ill for the entire month of October and I have been playing catch up ever since. It's done now though, and we're almost in the final stretch...!
Kev2 -
Sorry to hear you've been unwell SF, hope your on the mend nowslowlyfading said:Spreadsheet updated.Apologies for the delayed update; I have been seriously ill for the entire month of October and I have been playing catch up ever since. It's done now though, and we're almost in the final stretch...!2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £102,000.00 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%
2). #TBC Save 1p a day challenge 2026 £0/£780
3). £2,411.31/£3000 in Investment ISA (33/50 investments)
4). Sensible money choices & debt reduction
5). Lose weight, get fitter and read 12 books in 12 months in 2026.2 -
Hope you are feeling better and not pushing any recovery too hard - take care of yourself!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards