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The "Save 12k in 2021" Thread!
Comments
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I'd like to know how you guys save up if you have know income?
Any advice?0 -
I think it would be very difficult to save with no income. (Forgive me if I misread your question) My first suggestion would be to find an income. Either that or just declare a 100% savings rate since you do already save 100% of no income.MissMia60 said:I'd like to know how you guys save up if you have know income?
Any advice?Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 122 -
If you mean you know what your income is, my approach is to round up every spend to a round figure so if I spend 90p, I round up to £1 by putting the extra bits (10p) in to an instant savings account where it accumulates. I use this money to smooth things out (when a big thing happens) or as an emergency fund, and I also budget quite closely so I know what I am expecting each month and reduce budgets where I can so I can scrape a bit more off. It is known as Tilly Tidying on the forum, after the forumite who adopted it and called it that in her diary.KeepOnKnitting said:
I think it would be very difficult to save with no income. (Forgive me if I misread your question) My first suggestion would be to find an income. Either that or just declare a 100% savings rate since you do already save 100% of no income.MissMia60 said:I'd like to know how you guys save up if you have know income?
Any advice?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Is it too late to sign up? Please put me down for £5k
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
2 - DFD: September 1st 2023[/b]
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Please can I sign up with a target of £11k? Thanks for running this again slowlyfading 1
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Bet you have been busy SF! Lots of people on the thread 😎slowlyfading said:Spreadsheet updated3 -
I love having people join up for this! The more the merrierbecky_rtw said:
Bet you have been busy SF! Lots of people on the thread 😎slowlyfading said:Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I don’t seem to be able to access the update spreadsheet- I clicked on request access, so hopefully that was the right thing to do!slowlyfading said:Spreadsheet updatedSave £12k in 2021: Jan £1834.40, Feb £1692.812 -
You should be able to see it but not edit itsuzie_wong said:
I don’t seem to be able to access the update spreadsheet- I clicked on request access, so hopefully that was the right thing to do!slowlyfading said:Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
1
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