The "Save 12k in 2021" Thread!

suzie_wong

Suffolk_lass said:

ForestBluebells said:

Suffolk_lass said:

ForestBluebells said:

I can’t see the form for the new thread? 

@ForestBluebells it's on page 1 in the first post but some of us are struggling to open it at the moment. 

It’s blank for me, there’s no link to the form on page 1

CLICK HERE for the easy update form:
https://docs.google.com/spreadsheets/d/1cLela3A_caa5vCGE-novNTB0_KWqxdOQUISl0Nxj-OI/edit#gid=1396226811

I still get a page that says I don't have access, and a link to click on to request access? 

AuburnEnigma

#40 with how I'm doing as of yesterday:

• £250 going into my RS with Principality
• 70p bank interest
• £1.50 to 'Save the Change'

So £252.20 at the moment, and as I'm aiming for approx £420 per month, that's a pretty good start. 

Suffolk_lass

suzie_wong said:

Suffolk_lass said:

ForestBluebells said:

Suffolk_lass said:

ForestBluebells said:

I can’t see the form for the new thread? 

@ForestBluebells it's on page 1 in the first post but some of us are struggling to open it at the moment. 

It’s blank for me, there’s no link to the form on page 1

CLICK HERE for the easy update form:
https://docs.google.com/spreadsheets/d/1cLela3A_caa5vCGE-novNTB0_KWqxdOQUISl0Nxj-OI/edit#gid=1396226811

I still get a page that says I don't have access, and a link to click on to request access? 

Yes, and if you read back you will see that several people have this. That is the form and the link though - so when @slowlyfading adjusts the sharing permissions in googlesheets you will be able to update

KeepOnKnitting

I am such a numpty!

I have been beating myself up for missing my target for 2020 by over £1,000, wondering where I went wrong and generally feeling like I have been silly with my money but not being able to work out how. The penny has finally dropped. I had set my 2020 target with a plan to get a lodger in my spare room again, but I avoided this because of COVID, though I never changed my target. That would have made about £3k difference to my income. I can't believe it has taken me so long to work out why I missed my target last year! 

Be kind to yourself everyone!

Merlin's_Beard

KeepOnKnitting said:

I am such a numpty!

I have been beating myself up for missing my target for 2020 by over £1,000, wondering where I went wrong and generally feeling like I have been silly with my money but not being able to work out how. The penny has finally dropped. I had set my 2020 target with a plan to get a lodger in my spare room again, but I avoided this because of COVID, though I never changed my target. That would have made about £3k difference to my income. I can't believe it has taken me so long to work out why I missed my target last year! 

Be kind to yourself everyone!

So really you beat your target minus lodger rent by nearly £2000? That's pretty impressive!

DireEmblem

I'm finding that a meal plan is really helping me keep costs down(that and everywhere that I normally frequent being shut).  What I wish I had, was an app where I could rate recipes I liked, and it would tell me when I last had them so I could rotate things round a bit more without having to put too much thought into it!

Breakfast has been a mix of overnight oats, or banana pancakes with blueberries and honey.
Lunch/Dinner has been homemade pizza's and slow cooked meals like stew's and soups.  I do need to branch out a bit though.  I'm going to try roasted aubergines with rice at the weekend, think it will keep for 2 days.

All in all, I'm looking at about £600 for the month so far, with a further £331 due from offers that I will include in my total once received:

• £131 TV Licence reclaim - I got one last year to have more diversity in things to watch indoors, but never really used it.  I've claimed it back before, but this year seems to be taking longer.
• £40 MSE Wealthify offer - I won't be retiring for a while, so any spare funds I have go into funds.  May as well take advantage of the offers as they come.
• £135 credit card cash back, due in March.
• £25 Free Bank of America share from 212 referral - I cant sell this until mid March due to my employers T&C.

2021 total to date £600/£12000.

Queen_of_the_Hive

Good Morning SF, 

This is #51 reporting a minus £2671.58 for January. On paper this looks like a terrible start to the year. However I get the keys to my new little house today which I have purchased and so I have had various costs for this. I have also reverted back to a more accurate way of capturing my saving gains & losses as I start a new job next week. This is really great news considering I lost my job in June last year, have kids etc so it has been tough. Anyway new year, new start! I really hope from February to start reporting better figures.

Thanks again for the thread, I won't bore you with the google sheets permission query, just to say I experienced the same and I'm sure you are aware of this. 

Happy new year everyone, I hope you are all managing in these difficult times. 
O

Alexanderowens

No 61 checking in 

Bit of a challenging start as my work paid me half way through December,  but so far managed to put away £222.76 for this month, which is made up between contributions into 2 savings accounts I keep. 

Hope everyone is keeping safe in these trying times and I'll post the month final total In the next 2 weeks. 

KeepOnKnitting

Merlin's_Beard said:
So really you beat your target minus lodger rent by nearly £2000? That's pretty impressive!

Lockdown was financially great for me. You can see why I say I was being a numpty.

lantanna

Queen_of_the_Hive said:

Good Morning SF, 

This is #51 reporting a minus £2671.58 for January. On paper this looks like a terrible start to the year. However I get the keys to my new little house today which I have purchased and so I have had various costs for this. I have also reverted back to a more accurate way of capturing my saving gains & losses as I start a new job next week. This is really great news considering I lost my job in June last year, have kids etc so it has been tough. Anyway new year, new start! I really hope from February to start reporting better figures.

Thanks again for the thread, I won't bore you with the google sheets permission query, just to say I experienced the same and I'm sure you are aware of this. 

Happy new year everyone, I hope you are all managing in these difficult times. 
O

Congratulations, especially under the circumstances. I may be losing my job too and also planning to buy a house so you’ve given me hope. Enjoy every second in your new home x