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The "Save 12k in 2021" Thread!

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  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'll join in again - thanks slowlyfading for setting up yet another thread!!!
    I'm going to aim for £20k this year - I would aim higher, but I have some big expenditure coming up this year, so let's set a realistic goal that I can beat :)
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • Afternoon all, 

    hope everyone is settling into 2021 well enough, doing my first update for the year, working from from which as allowed me to put the money from transport costs into the savings pot for the week so £136 so far once the quick link is up I’ll update using that. 

    On a sub note does anyone know how to set a signature as it says that I don’t have permissions to set it 
  • frugalandsave
    frugalandsave Posts: 155 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    edited 4 January 2021 at 6:56PM
    Please also sign me up to this years challenge. This year id like to go for the 10k, I just managed the £8k in 2020, but this will give me a bigger push. I had the number 72 for the 2020 challenge, but i dont mind what ever number i get. 

    Thanks so much for all the hard work.
  • mole_man
    mole_man Posts: 30 Forumite
    Second Anniversary 10 Posts
    Please can you sign me up? I would like to aim for £12k! Will be a tough challenge and test but hopefully I can do it! Good luck to everyone.
  • New to this thread but would love to join. Please sign me up for £12k.
    #7... 3 - 6 month Emergency Fund Challenge (part 2)
    #22... 2025- 52 Week Envelope Saving Challenge

  • Does anyone have a general rule on this - being a Save x in 2021, I am looking to only count money I save from my salary income - not investments.  I get paid at the end of the month, but I use that to budget forward, so think my totals will be updated towards the end of each month just before I get paid again.
    Different people have different rules - it tends to depend on what life stage people are at, and what they're saving for, and to be honest how relaxed they can be about the ups and downs of the stock market, I think.

    So I'm young(ish) and saving for a house deposit - what my pension is doing has very little relevance to that, so I don't really count pension ups/downs or contributions. Others are aiming for and nearly at FIRE so those are  more important - and I think those people seem more likely to track pensions/investments more closely. But it is entirely up to you.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Hi, 

    first time posting, could I be signed up to this challenge. Please sign me up for 6k

    thanks
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    edited 8 January 2021 at 10:24PM
    I would like to sign up again please with a £9000 target this year. Think my names down as #50 on the list
    Mortgage Start - £188,714 | Overpayments Made - £0
  • kev2009
    kev2009 Posts: 1,109 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    #003 declaring £500 for January.  There was no link to a update form so I could submitted a form.
    Thanks
    Kev
  • pip2468
    pip2468 Posts: 7 Forumite
    Ninth Anniversary Name Dropper First Post
    edited 7 January 2021 at 12:37AM
    Hi SF, thanks for running this again. I still need to submit my final (Dec 2020) amount for last year - I think I'll be just short of my goal, but would really like to sign up for the 2021 challenge with the target of £5,000 again, please. Thank you
    Save £12k in 2023 - #40 (£0/£5,000)Save £12k in 2022 - #71 (£3,152.82/£5,000)Save £12k in 2021 - #83 (£4,538/£5,000)Save £12k in 2020 - #70 (£4,734.37/£5,000)
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