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2021 Mortgage-Free Wannabes

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Comments

  • Hello Julicorn,

    #54 checking in with an overpayment of £420 for October.

    Thank you x
  • Hi Julicorn. #19 checking in with my final extra payments for October - I paid in a total of £540. So my total for the year is £2611.56  :D With all the challenges that have popped up, I’m amazed. I don’t plan to change my target now I’ve exceeded. I need to sit down and plan how to manage when my income drops next September. Hope everyone is doing well ❤️
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • #124 with £1551.15 for October 

    thanks!
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    July came to £272.17
    August came to £281.20
    September came to £352.76
    October came to £991.65

    Thanks and have a great weekend everyone!  B)
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    HI Julicorn
    Just wondering if you are going to continue into 22 mortgage free wannabees if so can I keep my number #2 please. 
    Thank you  <3
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Hi all, #28 for Oct is £1,175

    Thanks @julicorn
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @julicorn

    Just popping into make an early overpayment for November:

    #29 OPs: £923.22

    I'm going to have to change my target again I'm afraid. 

    Revised target for the year is now £1000.

    We spent far more on the house than we thought and unfortunately that Premium Bonds or lottery win hasn't happened :smile:

    I'll make sure my target next year is a little more realistic and achievable next year.  But, I'm proud we will have overpaid at least £1k this year by the time we make the last 2021 payment next month - thanks for the encouragement.

    Thank you, Sandy
    Hi Sandy! With that overpayment, your total for the year already comes to over £1,700 rather than your new target - could you check if I've logged something incorrectly? :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn. #19 checking in with my final extra payments for October - I paid in a total of £540. So my total for the year is £2611.56  :D With all the challenges that have popped up, I’m amazed. I don’t plan to change my target now I’ve exceeded. I need to sit down and plan how to manage when my income drops next September. Hope everyone is doing well ❤️
    I actually have your annual total £100 higher - would you be able to do a quick check for me when you get the chance? Either way, congratulations on exceeding your target! <3
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 30 October 2021 at 4:40PM
    lindez said:
    HI Julicorn
    Just wondering if you are going to continue into 22 mortgage free wannabees if so can I keep my number #2 please. 
    Thank you  <3
    I'll be starting the 2022 thread beginning of December, and give everyone who's been active this year the chance to reserve their number by the end of December :) Let me know again then, just so I don't forget <3 
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