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2021 Mortgage-Free Wannabes
Comments
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Hello Julicorn,
#54 checking in with an overpayment of £420 for October.
Thank you x1 -
Hi Julicorn. #19 checking in with my final extra payments for October - I paid in a total of £540. So my total for the year is £2611.56
With all the challenges that have popped up, I’m amazed. I don’t plan to change my target now I’ve exceeded. I need to sit down and plan how to manage when my income drops next September. Hope everyone is doing well ❤️
Mortgage so far: £31,630.01Aiming to be mortgage free by 20241 -
#124 with £1551.15 for October
thanks!Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.391 -
#22 reporting total overpayments for
July came to £272.17
August came to £281.20
September came to £352.76
October came to £991.65Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
HI Julicorn
Just wondering if you are going to continue into 22 mortgage free wannabees if so can I keep my number #2 please.
Thank youMFWB#2
MFTT5 #28
Save 12k 2020 #1112 -
Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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SandyShores said:Hi @julicorn
Just popping into make an early overpayment for November:
#29 OPs: £923.22
I'm going to have to change my target again I'm afraid.
Revised target for the year is now £1000.
We spent far more on the house than we thought and unfortunately that Premium Bonds or lottery win hasn't happened
I'll make sure my target next year is a little more realistic and achievable next year. But, I'm proud we will have overpaid at least £1k this year by the time we make the last 2021 payment next month - thanks for the encouragement.
Thank you, Sandy0 -
frugal_lass said:Hi Julicorn. #19 checking in with my final extra payments for October - I paid in a total of £540. So my total for the year is £2611.56
With all the challenges that have popped up, I’m amazed. I don’t plan to change my target now I’ve exceeded. I need to sit down and plan how to manage when my income drops next September. Hope everyone is doing well ❤️
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lindez said:HI Julicorn
Just wondering if you are going to continue into 22 mortgage free wannabees if so can I keep my number #2 please.
Thank youLet me know again then, just so I don't forget
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We've collectively overpaid more than £800,000 already this year! Excellent work everyone7
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