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2021 Mortgage-Free Wannabes

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Comments

  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #6 just paid an additional cheeky OP of £28.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59 with another £100 - £880 now for October.
    Thanks for the updates! 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi

    #49 checking in to report an overpayment as follows:
    October £300
    Total for the year so far: £1,540
    Thanks Julicorn
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I decided to throw every spare bit of money we had at the mortgage this month as I'm so close to that £100k mark now. Another £205 overpaid this morning, taking me to £1085 for Oct!
    (#59)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Bored said:
     #123 checking in with £195 for October. I've been building up my savings for the last few months but I'm back to making overpayments now.

    Thanks Julicorn. 
    I just made a £700 overpayment so my total for October is £895. 😊
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #76 with another £30 for October please x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • WorldCitizen
    WorldCitizen Posts: 120 Forumite
    Seventh Anniversary 100 Posts
    Hello,
    #17 with OP of £100 for October,
    YTD = £1120.
    Thanks!
  • jackieblack
    jackieblack Posts: 10,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting OP of £120 for October (offset)

    Thanks julicorn 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Another £100 for #76 in October please Julicorn 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #90 here.  Not been around for a while as had roof and car repairs so no spare money to overpay 🙁. However as my annual overpayment amount gets re set on 1st November I’ve taken a few savings to round the mortgage down to £41,500.  Therefore in October overpaid £304.89.  I’m close now to having paid off half the original mortgage which is nice.  I’ll keep chipping away at it ⛏
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
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