2021 Mortgage-Free Wannabes

hannahnightmare

Hello @julicorn I would love to be #115 again please, can I give you my target at the beginning of 2022 please because I’m not 100% sure what my mortgage amount will be  

julicorn

hannahnightmare said:

Hello @julicorn I would love to be #115 again please, can I give you my target at the beginning of 2022 please because I’m not 100% sure what my mortgage amount will be  

Hi there, like I said to Lindez, no need to tell me now - Just post this once in the 2022 thread once it's open at the start of December I'm not making any notes for next year's challenge yet, it's much easier to keep it all in one dedicated 2022 channel. 

SandyShores

julicorn said:

SandyShores said:

Hi @julicorn

Just popping into make an early overpayment for November:

#29 OPs: £923.22

I'm going to have to change my target again I'm afraid. 

Revised target for the year is now £1000.

We spent far more on the house than we thought and unfortunately that Premium Bonds or lottery win hasn't happened

I'll make sure my target next year is a little more realistic and achievable next year.  But, I'm proud we will have overpaid at least £1k this year by the time we make the last 2021 payment next month - thanks for the encouragement.

Thank you, Sandy

Hi Sandy! With that overpayment, your total for the year already comes to over £1,700 rather than your new target - could you check if I've logged something incorrectly?

Julicorn, sorry.  My OP this month is £84.77  (making a total for the year of £923.22).

Apologies, Sandy

Dancingbecky

#75 with overpayment of £10,500 for November. Thanks 

becky170

Hi no.7 here with figures for September and October:

September £316
October £310

That brings me to a grand total of £2526. We've had to reassess financial priorities as we decided to replace my car as it was 12 years old so may not manage to make any further overpayments this year. Thanks! 

Bounty123

Morning,
No.23 with an overpayment of £190. That should bring my yearly total to £4890.
Happy November!
Bounty

powerspowers

#76 with £500 for November please Julicorn. Giving a yearly total of £2750 😀 

£800k is immense! Well done everyone 

f0xh0les

Good morning, Good morning, Good morning, and Happy New (Old Style) Year for  those observing, Bright Blessings in the darkness.

#65 reporting  November's Mortgage overpayment of £420.39

Which takes me to 50% of the whole mortgage being paid off.  Keep on keeping on.

ilselm

Hi all. #24 here with £500 payment for November. £800k collective total is great - I wonder if we, as a group, will hit the £1M mark as I seem to recall happened in 2019 and so nearly did in 2020? 🤞Thanks, 

jennystarpepper

16  -  Final over payment total for October £424.72

Many thanks julicorn.