We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2021 Mortgage-Free Wannabes
Comments
-
#43 £2.48 OP today, £2.48 for November and £5038.89 for 2021
2 -
Great work everyone, passing £800k is quite an achievement!
#28 for November is £1,200. Should mean I exceed my target for the year which is great!
Keep up the good work everyone!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
2 -
No 70 reporting an OP of £430 for November. This is likely to be my final one of the year, as I will have hit my MFW and MFiT targets for the year and I need the OP money for something else next month. Thanks julicorn.
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0002 -
First overpayment of £215 for November just now.
(#59)
Thanks for the updates! ☺️Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
#93 With November Overpayment of £75.
2021 Total £1165
Thank You
MFW2021 #93 - £330/£22002 -
Porridgecat no 95 reporting an overpayment of 1252.91. I'm not sure of I'm going to make my £15000 target but I have more than halved my mortgage so I'm quite happy with that. We got our annual statement a week or so again and they've dropped our minimum payment again, this time by nearly £200. I'll ignore that figure and just keep topping it up to what I want.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal4 -
#41 Regular OP £137.15 for November.
I haven’t tidied the figures yet as I’m trying to reduce the CC but I have made it into the 80’s! Thanks julicorn 🙂2 -
Morning all. #77 reporting in with an OP of £180.84 for November. This will probably be the last OP of the year as we move to a new lender in December 🤞 so will give us a month breathing space before hammering the OP's next year and making even more progress. Thanks for organising and tracking everything @julicornEmergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20172
-
Morning all,
#92 reporting £417 OP for November. Total should be £4606/£5000
Thanks julicorn.
WPx
Mortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0002 -
Hi there! Just wanted to flag up that my figures are £11 off yours. Not a huge difference, but worth mentioning I thoughtbecky170 said:Hi no.7 here with figures for September and October:
September £316
October £310
That brings me to a grand total of £2526. We've had to reassess financial priorities as we decided to replace my car as it was 12 years old so may not manage to make any further overpayments this year. Thanks! 1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards