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2021 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #76 with another £30 for October please x
    Thanks for the update! Could you do me a favour and always include your total for the month? Makes the updates a lot easier :)
  • miss_undastood
    miss_undastood Posts: 236 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 26 October 2021 at 7:10PM
    Hi Julicorn

    its a little early. But I have had my annual statement come through and my overpayment for November and December will be £1006.28 as they’ve updated my required payment but I’m on a fixed dd payment until I change it. 

    Finally hitting £1000 overpayment a month - although owing £274k there’s still a long way to go!!

    oh I’m number 20 :-) 
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • SandyShores
    SandyShores Posts: 1,971 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi @julicorn

    Just popping into make an early overpayment for November:

    #29 OPs: £923.22

    I'm going to have to change my target again I'm afraid. 

    Revised target for the year is now £1000.

    We spent far more on the house than we thought and unfortunately that Premium Bonds or lottery win hasn't happened :smile:

    I'll make sure my target next year is a little more realistic and achievable next year.  But, I'm proud we will have overpaid at least £1k this year by the time we make the last 2021 payment next month - thanks for the encouragement.

    Thank you, Sandy
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • #13 checking in - £500 for October, £6331.06 for the year.
    Thanks Julicorn
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    julicorn said:
    #76 with another £30 for October please x
    Thanks for the update! Could you do me a favour and always include your total for the month? Makes the updates a lot easier :)
    £500 for October I think. Do you need me to double check? Is there an easy way to get to the spreadsheet without going back thru each page?
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    julicorn said:
    #76 with another £30 for October please x
    Thanks for the update! Could you do me a favour and always include your total for the month? Makes the updates a lot easier :)
    £500 for October I think. Do you need me to double check? Is there an easy way to get to the spreadsheet without going back thru each page?

    I just go to the first page and go into the spreadsheet from the link there.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper


    I can never get to the first page, I have to click on the arrow 129 times! The ... button doesn’t do anything 🤔 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • @powerspowers, If you turn your phone to the side the 1st page should come up in the row? 
  • family355 said:
    @powerspowers, If you turn your phone to the side the 1st page should come up in the row? 
    Genius!!! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #68 with a £1,000 overpayment today, taking it to £5,050 for the year so far.

    Thanks Julicorn!
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