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2021 Mortgage-Free Wannabes
Comments
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powerspowers said:#76 with another £30 for October please x1
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Hi Julicorn
its a little early. But I have had my annual statement come through and my overpayment for November and December will be £1006.28 as they’ve updated my required payment but I’m on a fixed dd payment until I change it.Finally hitting £1000 overpayment a month - although owing £274k there’s still a long way to go!!
oh I’m number 20 :-)Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #351 -
Hi @julicorn
Just popping into make an early overpayment for November:
#29 OPs: £923.22
I'm going to have to change my target again I'm afraid.
Revised target for the year is now £1000.
We spent far more on the house than we thought and unfortunately that Premium Bonds or lottery win hasn't happened
I'll make sure my target next year is a little more realistic and achievable next year. But, I'm proud we will have overpaid at least £1k this year by the time we make the last 2021 payment next month - thanks for the encouragement.
Thank you, Sandy"Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
#13 checking in - £500 for October, £6331.06 for the year.
Thanks JulicornMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!2 -
julicorn said:powerspowers said:#76 with another £30 for October please xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0000 -
powerspowers said:julicorn said:powerspowers said:#76 with another £30 for October please x
I just go to the first page and go into the spreadsheet from the link there.
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0001 -
I can never get to the first page, I have to click on the arrow 129 times! The ... button doesn’t do anything 🤔MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0000 -
@powerspowers, If you turn your phone to the side the 1st page should come up in the row?1
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family355 said:@powerspowers, If you turn your phone to the side the 1st page should come up in the row?MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
#68 with a £1,000 overpayment today, taking it to £5,050 for the year so far.
Thanks Julicorn!
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