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2021 Mortgage-Free Wannabes
Comments
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#26 ive paid another £50 for October so total £107.83Mortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!1 -
#84 with an overpayment of £2000 for Oct.
Thank you Julicorn!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
No.6 - October OP of £200Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
Barny1979 said:julicorn said:Barny1979 said:#43 £66.00 OP today, £1200.78 for October and £5000.78 for 2021. TARGET REACHED!!!!1
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Hi Julicorn can I add £50 for number 76 please xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
#16 New total for Oct. £382.12 - many thanks.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
Hi, can I please record £136.03 for no.86.
This might be my last overpayment for a while now as I'm on SMP and being cautious with the cost of everything going crazy, but I'll definitely participate again next year if the challenge is still going. We're sooo close to 40k in overpayments, and although we'll have a massive childcare bill I'm keen to continue to overpay even if it's only £50 a month for a while.
Thanks Julicorn!Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.471 -
#43 £6.23 OP today, £1207.01 for October and £5036.41 for 2021
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Hi, number 105 here,
Well done everyone for their OP's this year. I have not been able to make any for a while due to a change in circumstances, so whilst i won't be able to meet my target this year, i am pleased with the progressed made. Hopefully i will be in a position to resume the overpayments sometime next year and partake in 2022s challengeMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..1 -
Hello
#60 with £426.94 for October.
Thanks
LWas MFW#60 - mortgage paid off December 20211
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