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Cosy blanket
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Great news about your promotion and payrise lw2go 🤗0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Brilliant news. Just in time for Christmas!Aiming for a minimal spend 20222
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Thank you very much... Its been a long time coming. I was first approached about it 5 yrs ago but not given the role as I refused to work full time when my son was so smallMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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They must value you v much. That is so reassuring.Aiming for a minimal spend 20222
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Morning,
I have not worked OT this week and its been lovely. The way hubby's shifts fall it will be a while until I do more which atm suits me as I am getting to spend some time with my little one on get ontop if the house a bit.
I am doing a leg wax survey thing which should be profit of about £80 but need to go into town to get the products which is a about a 25 min drive. I had planned on getting it tomorrow as was planning on working from the office, but covid numbers are high and 1 part of the office has been closed because of it so think I will avoid that. Will pick up some gloves for the little ones 2.
My mind has been thinking quite a bit about planning for the future andI am trying to work out the sweet spot between investing in Pensions, overpaying mortgage and investing in general. I have been doing some reading on building a dividend income. I obvs can't do anything yet as I still owe family money and then need to sort my EF but it's definitely food for thought. Just lots flying around ideas wise atm.
Pay day in 4 days, tick tock, tick tock.
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
It is finding the right balance with the three but keep working your plans and it will begin to fall into place.
Leg wax survey sounds different, good luck!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thank you I managed to get 4 out of the 5 products and wonder if they will accept the last of I can order it online. You wouldn't believe how hard it is to get.
We have been to a park today and I got some new gloves to keep the boys tosty.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Waxing legs is painful, well done on being paid to do it. You are v good to go to the park in this cold weather.Aiming for a minimal spend 20222
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Provided there's a receipt and a reason for buying online they can't really get funny about it.
Gloves are a must for this weather!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Good point MF.
If I didn't take him somewhere to burn off energy my day would be harder tbh. It was quite nice when we wrapped up. He wasn't well yesterday so deserved a little treat today
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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