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Thank you, it was lovely. Yes lots going on, I think I will feel better when the EF starts to grow again.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
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You will build up the EF, it's been done before and takes time.
Grab the bits of extra work / OT as and when available and it fits in with your schedules. Do some number crunching to see when the extra doesn't add much and on approach to it slow down.
Hope your drinks were enjoyable and relaxing.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Happy fireworks night.
Not a bad week here, 2 day Overtime which will help to pay some money to my family member and hubby has put down a day extra for next week. Feeling a bit tired but now have a few days off to recuperate.
Next week I am going away with a friend for the night for my late birthday celebration and we have managed to book somewhere very close to an amazing looking cocktail bar so very much looking forward to that.
Quiet weekend, hubby is working and we were supposed to be seeing family but a c0vid related incident has put a stop to that so may take the boys for a swim and bike ride. Will also hopefully get to go to the gym.
Enjoy your weekends.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Enjoy your rest.
Ooooh, drinks sound wonderful and it will do you good being away.
Dry not to overdo the exercise, the swim will be fun!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Evening,
I went away with my friend which was very nice. This week I am working an extra day and tbh can feel it.. I haven't stopped since my trip away and feel tired.
Hubby has put in for OT in Dec, which will help.
Feels a bit like groundhog day and not enjoying the current money situation with owing money and no EF. I want to have it cleared ASAP but time and payday taking what seems like forever.
Goal 1 pay back family
Goal 2 EF of 1k
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3 -
It's nearly the weekend when you can take 10 minutes for a brew.
This stage won't last forever. You've an end date and good plans.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thanks MF, must try and stay positiveMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Hello my lovely, stay strong. I am the same counting down seconds till payday. Vvv tired. Two days till weekend.Aiming for a minimal spend 20222
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Thanks SW, keep going, we can do this!!
I have just had some positive news, my promotion and associated pay rise has been signed off today and working on that being in place the 1st of next month.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Congratulations 🍾 that'll help reduce your stress, financially.Mortgage started 2020, aiming to clear 31/12/2029.1
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