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NST: November 2020 - Madness!!!

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  • Evening all...

    Thanks Apple for Novemeber and sorry I wasn't a huge contributor... But I am on board for Decemember and raring to go. Hugs all and well done for getting through the month!

    Byeeee 👋🏻
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Thank you for November apple. Had a bit of a wobble mid-month but still paddling away thanks to the turtles.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • ldee2111
    ldee2111 Posts: 1,043 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks @apple_muncher for November’s challenge. I feel like I’ve found the best thread on the forum. Looking forward to joining in from the start on the next challenge.
    Pleased to report that the broken phone I sent about a week ago to one of those cash for phones sites paid the full amount quoted - £81. It’s already been sent as an mortgage OP.
    Potentially going to get a sale on Gtree too - person asking for item to be posted which I’ve never done before. Always just had collections. Not sure best option for them to transfer £ for the item. BACS or P@ypl perhaps?
    DS came home from nursery today to find a little elf sent by Santa 😉, a couple of Christmas books and an advent calendar. It was so lovely seeing how excited he was. This is the first year he’s somewhat aware of the festivities. 
    Grateful to have found this thread - see you in December fellow NSTs.

    NST 🐢 & MF before 40 🤸
  • ditty1234
    ditty1234 Posts: 2,121 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 1 December 2020 at 8:17AM
    Have just come on here tonight to cry, as I filled my car with the wrong juice - lead free in a diesel - luckily realised before I drove far. But it still cost me around £200, literally gone up in smoke. So thank heavens for Emergency Funds, but please can I go for a couple of months now without needing it. 
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Hugs ditty, should I send Goth Bunny round for you to hug?
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Oh, ditty. Hugs from me too x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • f0xh0les
    f0xh0les Posts: 7,617 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 1 December 2020 at 8:28AM
    I am so terrified of doing this every single time I fill up.  DH drives a diesel so sometimes we swap and he has some weird thing about only having a decent amount of fuel if he is driving somewhere a long way away, so if I borrow it I always have to stick some in.  Why do they not have different shaped nozzles or a retrofit colour coded cap or something?   it's a minefield!!!
    So hugs from me too.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • ditty1234
    ditty1234 Posts: 2,121 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Thanks all, and thanks for running thread apple :-). Bring on December.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
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