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NST: November 2020 - Madness!!!

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  • ditty1234
    ditty1234 Posts: 2,121 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 26 November 2020 at 11:20PM
    Hi just on to say payday yay, went shopping w ds, this is our new social and we got him lots of notebooks for his a level work, it always seems like a lot of money but then in a moment he will be gone, and what will I do then! I am trying to prepare and plan - but when it comes down to it I will be faced w living by myself unless I decide to get a lodger, which I might. 
    It's been a lovely day but frankly remote lessons is just putting more and more off teaching. I am not a tv show! A quiz show or an endless fountain of knowledge, It just reminds me how superficial many things are that are that are off the the web. And I am now tired. About to pay part 2 of my leftover monster water bill from and then off to bed. And really I am grateful that Christmas will be quiet and probably quite stress free. 
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • ldee2111
    ldee2111 Posts: 1,043 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Was caught out today by a spend I’d forgotten about - £16.50 for razors that I’d ordered online for OH. Annoying as I thought I’d saved on this week’s grocery budget and planned to add the savings to the emergency fund. 
    I had last night’s leftovers for lunch and OH ate... the ingredients for Friday’s dinner!! I’ll need to start leaving post-its on the food in the fridge like Joey from Friends. Instead of coming under budget for groceries, I’ll now be a few quid over.
    Sent the broken phone to a trade for cash website today - really hoping to get the £81 quoted. I checked another site out of interest and was offered £36. 
    Planning to re-list some items on Gtree tomorrow. 
    Still nowt on Prolific :neutral:
    NST 🐢 & MF before 40 🤸
  • Yesterday was NSD No 15

    Another good day clearing and decluttering. The spare room is now beginning to look more like a bedroom again instead of a huge store room. Hence the recycling of many cardboard boxes. Himself even helped me.

    Freezer decluttering going well too. Cooked a gammon joint and there is enough left over to two more meals. At least now it's sliced it's flat and not taking up so much room. Fish and a little smoked salmon defrosting for a fish pie tonight.

    Other than that nothing exciting happening up here north of the border.

    Gratitude - Lists for helping me get organised.
    Have adventures. laugh a lot and always be kind.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hiya turtles.
    Just paid £200 off my credit card and am horrified I still owe £400 on it. Have been a tad spendy lately with doing the house up, re stocking the freezer and a few clothes treats. Going to head over to join the Mothernerd's Dec challenge and sign up.
    Yesterday I popped in a new lidlee and somehow spent £30 mainly on wine and xmas food stuff. 
    House now looks like a home, everything finished for now. So no more spending.
    Grateful for
    My mobile phone bill £6.45 as opposed to £32  month I was paying. Sim only deal now and they owed me pennies. woo hoo.
    Ex boyfriend re connected with me. just msging, really fell for him like an idiot but I am so over him now I hope!!!!!!!! Be good if we could still be friends probably not the best idea though. Someone shake me this could end badly :dizzy:
    No tradesmen at my house now, heaven. :)

    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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