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NST: November 2020 - Madness!!!
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Still on NSD No 16. Might manage another today.
A quietish day yesterday so lots to do today. In fact, lots to do this week. I was up fairly early so I've already done Himself's banking. It's more a question of transferring and moving money around. I do sympathise, Mothernerd. It's great when it works but when things go wrong it's a nightmare.
So I'm off to make a list and then it's out to take the books I bought for the toy appeal to the SA and have a walk through the park on the way back.
Gratitude for yesterday - Himself actually recycling the packaging his purchases can in instead of keeping them just in case he could use them.
Thanks for this month's challenge, Apple.
Have adventures. laugh a lot and always be kind.5 -
Oh My....epic failure in the updating. Had a toublesome month, and very bust at work. I have doen my 15 NSD's though.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£05 -
Last day of November update. It is payday! Hooray! Nice fat bank balance until all the bills go out tomorrowWent volunteering this morning, much hilarity, its beginning to feel a lot like ... December. Solved a few problems, came up with some strategies for next month, and have rejigged the budget a little bit. THREE! .... THREE kids in school today (ha! ha! ha!) I made 15+ NSDs but have managed to lose count and get myself into a muddle so I can't really say how many.Lots of piddley little jobs off the list, thank you Apple for running November, much appreciated.See you in December!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Can't belive its December tomorrow. Off out for a meal tonight whilst I still can, friend paying so would be a NSD but treated myself to a coat today from hilly warehouse company. My other is too dark for walking along country lanes in the evening and its my xmas pressie to me.NSD/13/15.Other spends ouch food double my budget but freezer is now full, spends on house £900 but now very happy new carpets, laminate and new oak cupboard in my hall.Still managed to top up my savings to 12k.Grateful for2 meals out this week, luckily we booked before Drakeford new annoucement.( Pubs to open until 6pm and not sell alcohol? Is that for real?)Fabulous Grandkids, they are so sweet at timesXmas forest up and next year the snow tree is going to be replaced. took me 5 hrs in total after moving all furniture around to accomodate it. The smaller tree is full of home made tack which is so funny, painted baubles from Aldee so heavy have to balance them out. Happy Memories making all this stuff.Thanks for being the Star on my tree apple and running this challenge. xxLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/224
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Hello turtles, just popping in to say I've no idea how many NSDs but I've come in on budget for November on food and 20 euro overbudget on fun stuff so not too bad. Too many takeaways though. Must do more cooking at home next month. Thank you apple for running the thread!!Student loan £5655
House deposit €32,667K/€40k4 -
Apple - Thanks for this month's challenge.
Achieved 24 NSD's this month.
Grateful for:
Doing everything on my to do list.
Voluntary work.
Having a chilled out evening.Frugal Living Challenge 2025 Mortgage free as of 1st August 20133 -
Thanks for running the thread Apple, I managed 21 NSD's in the end, had quite a tight month but got through it with no dramas.4
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Thanks apple for November, today was NSD 17 so almost made my aim of 18. Have almost finished shopping for that day in December, food budget went a bit over but mainly because I shopped yesterday so really it should have come out of Decembers budget.4
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Thank you dear turtles for joining me for November Madness.See you on the other side for December non-martyrdomNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!4
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Thank you for running November, apple
Like @f0xh0les, I am also thankful it is payday - and our accounts are also looking healthy until DDRs and STOs all go out tomorrow!. I am also thankful for selling a couple more small items, for finding a Leg0 5tarworzzz advent calendar for DS3 and for scoring loads of YS chicken whilst out on the hunt for said AC!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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