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Time to Face The Music
Comments
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Me too. I used to love seeing the lovely photos of your travels and your trips out with the dog.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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RS is still posting elsewhere so has presumably just decided against keeping the diary updated.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
@EssexHebridean Is that a non-MSE forum where she is posting, as her MSE account shows there’s been no activity since August?As a fellow motorhomer and dog owner, I loved reading her diary, even though I rarely post, and I still look for any updates.1
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Ahh so it does - I'd not checked for a while, and suspect the last time I had was around that time. Apologies for misleading!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Merry Christmas all.
It has been a very busy year with a few unexpected twists and turns thrown in for good measure.
Nothing much to report on the money front. The van is nearly paid for just 3 repayments on that and my car loan balance is coming down nicely.
The big change is that we are in the process of buying a "new house". Not something we had any intention of doing but we had an offer accepted on a beautiful house in the next village about six weeks ago and then on Monday accepted an offer from first time buyers on our house to complete the chain.
Its all moving pretty quickly. The sales are agreed, solicitors instructed and making much better progress than anyone expected and with a bit of luck our mortgage offer might come through today, all of the checks are green ticked off on the mortgage tracker and the automatic valuation has come back fine so presumably they are just finalizing a few bits before issuing the offer.
So our last Christmas in this house and we are very much looking forward to this time next year in our new home. We might even host the family now that we will have room for them all!9 -
It’s good to hear from you again. Sounds like an exciting time ahead with the new house. Have a lovely Christmas.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Wow. That’s amazing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Glad all is ok with you. Good luck with the sale and hope you are soon settled in your new home❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Great to hear from you.
I hope the house move goes smoothly.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Our mortgage offer came through at 11pm last night.
We have done everything we can do now. It's in the hands of the solicitors from here on in🙄8
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