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Time to Face The Music
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Traffic was absolutely terrible this morning, not helped any by the vile wet and miserable weather. It seemed to take an age to get to work.
Anyway it's payday so, £100 sent to the Premium Bonds, £300 to the savings account and £50 to the ISA.
Breakfast, lunch and dinner are from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is steak, chips, onion rings and grilled peppers, mushrooms and tomatoes.
Tonight's jobs are:- walking the dog.
- hoping not too many trick or treaters knock on the door.
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Balances Update 31.10.23
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Paypal Credit = £0
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0 (Account Closed)
Credit Card 5 = £0 (Account Closed)
Credit Card 7 = £0
Credit Card 6 = £9063 (£300 repayment 0% interest until July 2024)
HP Motorhome Loan = £11798 (£393 repayment final payment April 2026)
Total Debt = £20861
Savings Account = £1050
Premium Bonds = £1600
Investment ISA = £150
Total Savings = £2800
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Totals looking good.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's direct debit day today. Money in Money out. Overpayment has gone to the mortgage account.
Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is pork loin with rice and vegetables.
Tonight's jobs are:- walking the dog
- load of washing
- cleaning the kitchen
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I was just going to say set a place at the table for me…..steak etc sounds delicious but then I realised I’d missed it as it was last nights tea 😂😂
Those totals are all looking goodJanuary spends - £587.581 -
milann said:I was just going to say set a place at the table for me…..steak etc sounds delicious but then I realised I’d missed it as it was last nights tea 😂😂
Those totals are all looking good
Everything is ticking along nicely and heading in the right direction.0 -
Another wet start to the day!
Breakfast, lunch and dinner are from stores today. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is bangers and mash with some nice Lincolnshire sausages from the farm shop.
Tonight's jobs are:- walking the dog
- picking up the dogs flea and worm treatment from the vets
- cleaning the bathrooms
- vacuuming the house
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It was nice to start the day to some sunshine today.
Breakfast, lunch and dinner will be from stores today. Breakfast was porridge, we have both taken our packed lunches to work and dinner tonight is hot dogs with chips and onion rings.
No jobs to do tonight other than convincing the dog to go out for a walk, hopefully with no fireworks. He is terrible with them. Not looking forward to this weekend for him.0 -
We have managed a lie in this morning. It's amazing that the dog has let us stay in bed this long 😀
Mot much on today other than trying to keep the dog calm later on. We need to pick up the sheep we ordered from the farm shop this morning, getting stocked up for Christmas now. The turkey and gammon are already in the freezer as is the manglatisa pork bacon and sausage.
Breakfast this morning is a full English and dinner later is a slow cooked ox tail curry with rice, sides and poppadoms and pickle tray.
Will walk the dog before it gets dark. He won't go out once the fireworks start so one of us will be up in the night to let him out into the garden.
We are watching back to back Top Gun later. Will turn that up loud to drown out the fireworks.0 -
I’d forgotten about the fireworks. Fortunately our dog and cats aren’t bothered by them but it must be awful for those that are.My dog is still in bed 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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