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NST September 2020: the turtles do the Hokey Cokey
Comments
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Time for RAOK I'm in on that one.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 256 -
NSD 2/20
Today was pretty quiet in general, although I was pretty busy during work. I’ve been continuing to do my knitting and I’m quite a way through the decreasings now, so hoping the back should be finished tomorrow, and then onto the front. I wrote in my journal yesterday and will do the same tonight at bedtime. I went through some boxes of stuff in my room and have separated a box full of stuff that I can try to sell, which I will make a start with over the weekend.
I'm grateful for being halfway through the week, for the new zero waste shop near me that will be opening soon and for finding items I had forgotten about.6 -
Hello,
Still on NSD 1/15.
I have just written a massive post and lost it! I am very unhappy. However I will try a shorter version!
Health- my aim is 20000 steps a day as an average over the week, to ride 3 times a week at least and if possible add in a run. If that all works out I think I should cover active reasonably well. I need to empty the freezer and cupboards so I suspect a few odd meal combinations coming up. I also need to ensure all the home grown veg gets eaten or frozen, but is used before it goes off. Me time is generally time with my horse and it's unlikely I will manage to "find" more time to add in anything else
Wealth- budget sorted, have my eyes open for 2nd hand furniture but that also has a budget. My family are quite good with that day in December- we do small gifts between adults and generally request themes/ideas etc so we tend to get things we want/need. DD will be the "expensive" bit but I'm quite good at having a total I will spend.
Life well lived- I have an overdue health appointment to sort - I WILL get it out of the way! Paperwork is reasonably well organised but I will go through my files and shred anything no longer required. (Anything to reduce what needs to be moved)
Gratitudes- a meal with family, stubble fields (lcc86, I'm guessing this will resonate with you also?), helpful neighbours.
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Morning all,
Spendy day yesterday on impulse stationery (as I felt it might make back to school easier) and takeaway from joint account as I was in a rubbish mood after lots of late complex emails the night before we return.
I was grateful for a morning of sunshine before the rain, my new wheelie suitcase as the teachers are doing all the moving between classes this year and my lovely friends and family. Also the company of my dogs and cat during a day at home alone.
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid7 -
Good morning!
Here I am, failing already at checking in every day by leaving it until the morning of the 3rd to get on here
Bit late to the party but I am almost raring to go. September is a massive month for me this year, and very much the start of the new normal for me. Both of my kids are now at 'big' school - ds started yesterday (and loved it) and dd goes back tomorrow, and for the first time in 11 years I have no babies at primary in the building next door to where I work - which will be another massive change. I'm back at work on Monday next week and looking forward to getting back into it and seeing people again. However, my work is situated in an area at risk of going back into local lockdown so who knows what is going to happen there.
So lots of new things for me in September - the house is mostly decluttered, redecorated and feeling like a new home. New routines - the kids have their after school jobs to do while they're home and I'm at work, and we're hoping to get away without needing a cleaner again. I have no idea what my classroom will look like when I get back, or what the routines are going to be, but I finally have a timetable, I have my subject knowledge and my usual sarcasm and sense of humour so I'm sure I'll survive.
Haven't managed a nsd yet as I've had a couple of school things to sort - ds and I haircuts on the first, and dd had to have her acrylic nails taken off yesterday. However, I'm definitely on the case with looking after my health, sorting my home and being grateful for what I have.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=18 -
Count me in please. I lost the thread after May & have been missing reading everyone's posts.
I am now back working at my 3 jobs, also taken on an extra day, so only have a Thursday off. Need to prioritise relaxing time, so I don't burn out!
I'm still managing to go for walks & have passed the 700 mark of my 1000 mile challenge 😊, but not doing so well on the budgeting unfortunately...Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
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Sorry for no check in yesterday - the laptop pad got stuck. Some things I could do by using the cursor keys and carriage return (enter for younger turtles) but others wouldn't work.
Went out early to post d-i-l's birthday card. Just pulled clothes on so no walker, no ankle or arch supports, knee 'went' 3 times, last was very painful. Was trying to get myself together when I got called to help bring the washing in - doesn't help that someone has an arcane system for pegging sheets and had about 92 pegs on them (and she'd gone down to the bottom of the yard with the walker and peg bag). Basically she hangs the sheets upside down (fold at the bottom, so you can't pull the pegs out and then fold the sheet on the line) and pegs alternate ends about every 4 inches, so I was holding pegs in both hands, with my arm wrapped around the sheet before I'd even got to the end of it. Luckily I moved all the bins around to the back to make way for the tables on Saturday so I managed to reach out and drop one handful onto the top of the nearest bin.
I did a food order and a musclefood order (going to repeat those marinades and cook a lot of things in the oven together and freeze other pieces uncooked). Was going to order cards and a few other bits (Moomins for me) from Oxfam (because it was already a spend day) but wasn't impressed by the card selection so may try BHF or go for cheap and cheerful (really fed up with the whole card thing but this isn't the year to break contact with people) and do a worx order. Will ask people not to send a card to my house but only to mum's.
Stomach has been a little off for the past two days so ate all the remaining prepared raw carrot, celery, cauli, pepper, 5 strawberries and about 12 grapes, 4 slices of beetroot and some potato salad (only a plain yogurt and mint dressing). Managed a little tidying in my room. Found some things I've been resisting hunting for so think it's basically in order but just so much of it and then party supplies to the fore. Used all the large bottles in the fridge so restocked with small bottles and cans (making more space elsewhere in the house). Was really tired (bone weary) so read and rested for most of the afternoon (hoping the rain would deter our visitors until another day) and retired back into my room from 8 pm.
Really need to get things organised and under control but will move forward carefully. Want an exercise programme and more healthy eating and lots of water (thinking of mentally attaching exercises to specific pieces of furniture or activities - leg raises in bed and ankles exercise when watching tv). Would like to go to town in the next day or two but will have an essentials list (money into bank, wood filler if I decide that's what I need to fix the front room door - hinges coming out) and an options list if I have any time or energy left. Nothing is vitally urgent but I would like to get some of them out of the way.
I am grateful for lots of rest and reading, for enough rain to deter visitors (will spend some time preparing goody bags and food -more use ups and more bits out of my room- so I'm ready for them), for having pondering time to work through a few options on ways to proceed. Grateful for a long messenger chat with DS1 who invited us for Isaac Newton's birthday - have said it's a lovely idea but not sure it will happen/ is feasible. Would be mixing 5 households, in peak flu/bug season, mean at least one hefty taxi fare and bucket loads of diplomacy to get some people into the same room - he wants myself, mum, my ex-husband (he's an outsider and there would probably be a driver/carer with him), all 3 of my sons (and presumably partners). Offered me one of his roast dinners and a chance to see the grandpuppy as incentives. We did get all 3 of my sons in his house at the same time in 2018 soon after he married but there were lots of other people there to act as a buffer and DS2 and DS3 more or less just nodded to each other, despite travelling in the same minbus.
My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage6 -
@Apple I was forever moving house but now settled in La Latina with bf in a flat we probably can’t afford now. But I love it so I don’t care!! I live near the mercado la cebada :-) I bet you absolutely loved living where you did.
It has been strange this week in Madrid as most people have come back from hols before starting work again. So lots of people around.. we are trying to be extra careful now. Although as you said Apple only a few districts are badly affected at the moment, it does seem another lockdown is imminent.
Yesterday started well, exercise while listening to a podcast and applied for a job. I made a sandwich to eat for lunch after going to the museum. But in the end bf pooh poohed that idea and treated us to tacos which came to €14 for the two of us and then churros and chocolate €4. So I ate my MSE sandwich AND lunch. Oh well he insisted. But was still a spend day as I bought a skipping rope for €3.
I am grateful for having a bf who offers to treat me, having a roof over my head and lie ins.
Student loan £5655
House deposit €32,667K/€40k6 -
Sorry didn't get to check in yesterday.After having a good walk Tuesday, yesterday disaster had grandkids after work and by 7pm wind here was awful so no exercise done. Popped into lidlee for snacks and veg after work, small spend.Today by the time I got to work was in a foul mood.Combination of next doors next puppy barking, watching latest govt guidelines that you should eat 800 calories a day to get rid of the central obsesity (eek) whilst I was eating my toast and marmalade already 251 cals. Late for work and had to fight with recycling and green waste.No sure my mood is getting better either, moaning boss driving me nuts I am most gutted he is not going away on holiday!Grateful forCharity bag taken, back bedroom looks better for it.Sun is trying to pop out.Afternoon off.Need to think of random act of kindness to do, got something in mind.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/226
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Early check in for me today
HEALTH
Went on rowing machine before walking youngest to school - and will walk to collect him later. May venture to gym tonight - depends what time DH gets home. Food all good so far (yogurt with oats and fruit for breakfast, egg/ egg white omelette with broccoli and loads of mushrooms for lunch and 1.5L of water down)
Routine - one will develop over the month, I feel
WEALTH
Won £25 on PSBTransferred another £1K (holiday refund) to PSB - keeps the holiday fund intact and means we shouldn't eb tempted to spend it if it's not in usual bank accounts. All bills are paid (except council tax for BTL because I have locked myself out of that online banking account - may send a cheque instead)
LIFE WELL-LIVED
Life admin - need to sort the C/tax as above.
Afternoon tea booked in for later this month
Stuff - full CS bag now in boot of my car ready to drop off tomorrow - and will also return a MnS parcel of unwanted school uniform items tooGave my mum a book I'd finished reading.
RAOK - 2 tiny ones today - when walking back home this morning I watched a recycling box be blown over a couple of streets from here and things fly into the road/ across the pavement - I crossed the road and collected it all back up (the bin men don't). Also helped a new Y7 negotiate the zebra crossing and a bus coming - she was confused and stopped to give the bus priority (and she was running late by that time)
GRATITUDES
Gorgeous sunflowers from the garden in a jug on my windowsill, getting exercise in before school run, getting some of my kitchen cleaned, having a heated airer (was DD's at uni) to get washing dry when it's drizzlingI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205
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