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Van Insurance Discussion

edited 6 February 2013 at 1:43PM in Insurance & Life Assurance
68 replies 134.3K views
Former_MSE_WendyFormer_MSE_Wendy
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edited 6 February 2013 at 1:43PM in Insurance & Life Assurance
This thread is specifically to discuss the Van Insurance guide.

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Replies

  • travis-powerstravis-powers Forumite
    145 posts
    Part of the Furniture 100 Posts Name Dropper
    Just gone through the steps in article and saved over £100, I am well pleased, checked the small print on original quote typical APR 58.19%:eek:
    now going through other insurances thanks
    Maybe, just once, someone will call me 'Sir' without adding, 'You're making a scene.'
  • I followed the links as Martin advised. filled in the screenscrapers forms and within minutes i was getting quotes back a great deal cheaper than my renewal price. i eventually got a good deal on insurance that saved me £473. So a big thanks to Martin as without this site,id still be paying lots more.
  • i own and run two vehicles of which i am the only driver, one car, one van. i cant find a company to insure both at the same time. can anyone advise me?
  • hilsparshilspars Forumite
    56 posts
    Can anyone tell me if it is correct that it may be cheaper to insure a van rather than a small car for an 18 year old who passed his test last July. My nephew is studying carpentry at college so a van would eventually be handier for him.
    Everything you need is out there - you just need to ask..................:A
  • Van insurance - or any insurance, with the Post Office. Watch out for the small print!! They will automatically renew the policy, unless you say don't, and take the money from the account which paid for the original policy without consent from the account holder. Got into my partners bad books as she paid, using her credit card, last years premium. They have used the credit card details to get another years premium!! At the time they took the premium we were in Australia, so could not read any mail sent, van was in garage waiting for MOT. We are both p----ed of with Post Office! Please folks don't fall into the trap! Advice on this situation would be most welcome. We are so !!!!ed off, as tried to get insurance with another company, while Post Office have upped their premiums by 50% and debited my partner's account!! Sorry Darling not my doing!! This stopped the new deal with the cheaper insurer. What bad news all round!!
  • my husband had a crash in his van and the insurance company wrote it off they only paid a fraction of what it was worth and then kept charging the insurance after, they said despite having no vehicle to insure we still had to pay the insurance can they do this?
  • HI please bear with me as i am a newbie to the site.
    Have just gone through all the screen scrapers & Direct line & cannt get a better quote than my existing renewal so thought i would share it with all of you.
    we use NMTFMARKETLINE ON - (sorry for being an 0845 no) - 08457 221100 - their quote is £50 cheaper than the best one i had on Go Compare, plus as we are self employed trade stand retailers, we get A £25 voucher against our annual membership of the National Market traders Federation which supplies us with FREE public liability insurance. ( 1 voucher per vehicle insurance, as we insure 4 vehicles with them including a 7.5 ton lorry, we end up paying about £14 pa for our membership, public liability, etc)
    Going to have a look at the cashback sites now to see if i can get any more back that way & also going to try haggling with them on the phone tomorrow.

    KEEP SAVING!
  • hilspars wrote: »
    Can anyone tell me if it is correct that it may be cheaper to insure a van rather than a small car for an 18 year old who passed his test last July. My nephew is studying carpentry at college so a van would eventually be handier for him.

    you may struggle to find an insurer that will insure under 21 or 25 year olds on van polices which are usually classed as commercial

    Endsleigh do a students policy scheme but whether they would insure an 18 year old on a van I am not sure ?? worth asking around though
  • I am very unhappy with my experience of obtaining cheap van insurance through the comparison sites linked to this email. I thought I was saving a lot of money when I bought van insurance from directchoice (for and on behalf of premier insurance co ltd) and paid them by card, acknowledged 14th January. Today I am still unable to tax my van through DirectGov website because the insurance is not on their database. I have made 3 calls at my expense to Directchoice, two o f them with a very unhelpful woman, the third nice one rang back - and still nothing. Are Direct Choice real and does anyone check out the firms on the comparison list? What guarantee that the comparison site list are genuine firms who act as they should?
  • rudekid48rudekid48 Forumite
    2.4K posts
    Part of the Furniture 1,000 Posts
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    scroogess wrote: »
    Are Direct Choice real and does anyone check out the firms on the comparison list? What guarantee that the comparison site list are genuine firms who act as they should?

    Yes they are real and are owned by the same parent company as the AA and Saga.

    If the database that you are talking about is the MID then it would not be Direct Choice who updated this as they are the Broker. It would be the Insurer that underwrites your policy that would update the database. Have you not got a certificate that you could take to the Post Office?
    All matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.
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