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Any Recent Leeds Building Society applicants?

1707173757699

Comments

  • I have spoken to my bdm re the above new portal as I hadn't heard about it
    It is currently on trial with one firm (apparently it has been glitchy with a higher number of declines hence why it is on a pilot). They are going to be rolling it out to other brokers over the next month starting with those who give leeds the most business.


  • seems like forever since anyone had any good news on here lol
  • toby993_2 said:
    seems like forever since anyone had any good news on here lol
    Or any news in our case 😂
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • sofsar said:
    Yea new build shared ownership. And it was on their intermediaries site at the top.
    Wow!!!  OFFER TURNAROUND 11 days!! 
    Surely they can’t do this 
    Is that what it says 🤔 🥴🤬
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • I have spoken to my bdm re the above new portal as I hadn't heard about it
    It is currently on trial with one firm (apparently it has been glitchy with a higher number of declines hence why it is on a pilot). They are going to be rolling it out to other brokers over the next month starting with those who give leeds the most business.


    Interesting. Thanks for the update
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • Currently on working day 40, and regular day 56 😶🥵🤯😭😭
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • Offer Turnaround

    STD: 33.9 working days

    16 day underwriting queue
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • I didn't think I would get to write this but...

    We have a mortgage offer!!!! 🥳🎊🎉🍾
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    I didn't think I would get to write this but...

    We have a mortgage offer!!!! 🥳🎊🎉🍾
    Amazing 😍 enjoy your new house 🥰
    hope I’m next lol 
  • I didn't think I would get to write this but...

    We have a mortgage offer!!!! 🥳🎊🎉🍾
    Yay! Finally! So happy for you!
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