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Any Recent Leeds Building Society applicants?

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Comments

  • toby993_2 said:
    Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
    Cor they love making it difficult don't they, lol. Least there is an escalation process.

    My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeks  :s
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • toby993_2 said:
    Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
    Cor they love making it difficult don't they, lol. Least there is an escalation process.

    My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeks  :s

    haha im sure youll hear within the next couple of days!
  • toby993_2 said:
    toby993_2 said:
    Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
    Cor they love making it difficult don't they, lol. Least there is an escalation process.

    My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeks  :s

    haha im sure youll hear within the next couple of days!
    I admire your optimism - keep it coming  :D
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
  • sofsar said:
    It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
    I did think that haha, I've tried to be as balanced as possible  :#

    P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-D
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    sofsar said:
    It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
    I did think that haha, I've tried to be as balanced as possible  :#

    P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-D
    And il give you a fresh from a bakery “thank you cake “ 👏
  • sofsar said:
    sofsar said:
    It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
    I did think that haha, I've tried to be as balanced as possible  :#

    P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-D
    And il give you a fresh from a bakery “thank you cake “ 👏
    I'll give them f** all for making us all wait 😂
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Natztastic2
    Natztastic2 Posts: 171 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 13 October 2020 at 2:39PM
    And it gets worse :s 16 day underwriting queue...

    Offer Turnaround

    STD: 34.3 working days

    Reviewing Applications Sent To Our Underwriting Queue

    Excludes day of receipt.

    16 working days
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
    and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 
  • sofsar said:
    They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
    and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 
    Ugghhh I thought it was bad sharing the stress, sorry that you have to do most of it alone. 
    Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
    Did they say you have to wait another 5 days once submitted? :( How long have you waited so far?
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

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