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Any Recent Leeds Building Society applicants?
Comments
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toby993_2 said:Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeksLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Natztastic2 said:toby993_2 said:Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeks
haha im sure youll hear within the next couple of days!
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toby993_2 said:Natztastic2 said:toby993_2 said:Our MA just emailed me to say that Leeds rejected our escalation request as the solicitor letter didnt include specific completion dates that we was working to. They said however that if we can get them to confirm dates then it will be forwarded to the escalation team, so I have chased our solicitor for another letter lol
My MA is chasing ours today, I can't wait to get the "Things are taking longer than usual response" and then hear nothing for 3 weeks
haha im sure youll hear within the next couple of days!LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓0
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sofsar said:It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-DLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Natztastic2 said:sofsar said:It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-D1 -
sofsar said:Natztastic2 said:sofsar said:It’s like Leeds only have 1 underwriter or they are reading comments on here and making people wait longer 🤓🤓
P.S If you are reading this pleeeeeeeeeeeeeeeeeeeeeeeeeeeeaseeee give us a decision, I'll send a chocolate hamper to the office and I won't clog up your phone lines anymore :-D22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed1 -
And it gets worse
16 day underwriting queue...
Offer Turnaround
STD: 34.3 working daysReviewing Applications Sent To Our Underwriting Queue
Excludes day of receipt.
16 working daysLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me!0 -
sofsar said:They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me!
Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
Did they say you have to wait another 5 days once submitted?How long have you waited so far?
LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0
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