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Any Recent Leeds Building Society applicants?
Comments
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Ahhh I honestly feel your pain. Have you been asked any questions yet?Mcgough221 said:Update from our broker today. Still waiting for Leeds to review the valuation. We are on working day number 34 😭 Broker doubts they will want more documents but I doubt that, one think I have learnt is how slow and picky Leeds are. So for us the wait continues.LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
What do you mean??Mcgough221 said:Also they have a new hub to submit cases to. Turn around is less than half the time on that! 😮LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
No, nothing. Application submitted 26th of August. Valuation instructed and hard search done. Valuation done last week. Not sure if they have done some of the underwriting or not yet.Natztastic2 said:
Ahhh I honestly feel your pain. Have you been asked any questions yet?Mcgough221 said:Update from our broker today. Still waiting for Leeds to review the valuation. We are on working day number 34 😭 Broker doubts they will want more documents but I doubt that, one think I have learnt is how slow and picky Leeds are. So for us the wait continues.0 -
They have started a new thing for brokers to apply with. It’s much quicker. Doesn’t help our cases at all but new applications might go though quicker than ours 🤦🏻♀️Natztastic2 said:
What do you mean??Mcgough221 said:Also they have a new hub to submit cases to. Turn around is less than half the time on that! 😮0 -
Well let's hope you get lucky and you don't get asked any questions. What type of mortgage product are you applying for? Are you buying a new build?Mcgough221 said:
No, nothing. Application submitted 26th of August. Valuation instructed and hard search done. Valuation done last week. Not sure if they have done some of the underwriting or not yet.Natztastic2 said:
Ahhh I honestly feel your pain. Have you been asked any questions yet?Mcgough221 said:Update from our broker today. Still waiting for Leeds to review the valuation. We are on working day number 34 😭 Broker doubts they will want more documents but I doubt that, one think I have learnt is how slow and picky Leeds are. So for us the wait continues.LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
You are joking. That is just my absolute luck. How did you find out about that?Mcgough221 said:
They have started a new thing for brokers to apply with. It’s much quicker. Doesn’t help our cases at all but new applications might go though quicker than ours 🤦🏻♀️Natztastic2 said:
What do you mean??Mcgough221 said:Also they have a new hub to submit cases to. Turn around is less than half the time on that! 😮LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Yea new build shared ownership. And it was on their intermediaries site at the top.0
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Oh yeah, just checked it out. Might aswell submit another application just in case 🤔 👀 🤣LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Wow!!! OFFER TURNAROUND 11 days!!Mcgough221 said:Yea new build shared ownership. And it was on their intermediaries site at the top.Surely they can’t do this0 -
We're on day 16 and still no update...22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0
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