I didn't think I would get to write this but...
We have a mortgage offer!!!! 🥳🎊🎉🍾
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Any Recent Leeds Building Society applicants?
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I'm a week behind you if we go by the day you were asked for additional info and when got your letter/when the letter was dated so I'm hoping to have mine next week!Natztastic2 said:1 -
Congratulations!! I keep checking this thread occasionally to see if others have got their offers yet, and I must say I was surprised you hadn't had yours yet as you only applied a few days after me. Glad you have now got it!Natztastic2 said:I didn't think I would get to write this but...
We have a mortgage offer!!!! 🥳🎊🎉🍾
1 -
Thank you! We have found out it was a marathon and not a sprint, lol.NikNak90 said:
Congratulations!! I keep checking this thread occasionally to see if others have got their offers yet, and I must say I was surprised you hadn't had yours yet as you only applied a few days after me. Glad you have now got it!Natztastic2 said:I didn't think I would get to write this but...
We have a mortgage offer!!!! 🥳🎊🎉🍾
Are you in already?LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
We've submitted additional information today, our timeline so far (Shared ownership):
14/09 - Decision in Principle
18/09 - affordability assessment passed with Housing Association
22/09 - Mortgage Application submitted
14/10 - additional information requested
15/10 - additional info submitted
We probably won't hear anything until the 2nd November...
22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
Has your valuation been carried out yet?Monik2510a said:We've submitted additional information today, our timeline so far (Shared ownership):
14/09 - Decision in Principle
18/09 - affordability assessment passed with Housing Association
22/09 - Mortgage Application submitted
14/10 - additional information requested
15/10 - additional info submitted
We probably won't hear anything until the 2nd November...LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Yes, the valuation has been completed at the beginning of October and that was all fine.Natztastic2 said:
Has your valuation been carried out yet?Monik2510a said:We've submitted additional information today, our timeline so far (Shared ownership):
14/09 - Decision in Principle
18/09 - affordability assessment passed with Housing Association
22/09 - Mortgage Application submitted
14/10 - additional information requested
15/10 - additional info submitted
We probably won't hear anything until the 2nd November...22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
To anyone already with an offer...
The offer acceptance form for LBS, it says to complete all pages of the offer acceptance form and send back. It is just 1 page, is that the only page you send back or is it some of the bumpf too?
Thank youLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
It certainly is lol no not yetNatztastic2 said:
Thank you! We have found out it was a marathon and not a sprint, lol.NikNak90 said:
Congratulations!! I keep checking this thread occasionally to see if others have got their offers yet, and I must say I was surprised you hadn't had yours yet as you only applied a few days after me. Glad you have now got it!Natztastic2 said:I didn't think I would get to write this but...
We have a mortgage offer!!!! 🥳🎊🎉🍾
Are you in already?
we have been waiting for the housing association's solicitors to finish responding to our solicitors enquiries. It's finally all done now and we should be setting an exchange and completion date either today or Monday! fingers crossed.
Just seen your other post about the acceptance form - we just sent back the one acceptance form and nothing else.
Good luck I hope everything goes smoothly for you and that'll you soon be in your new home!0 -
So our case successfully got escalated and they reviewed our application again today after 2 working days instead of the 16 they are now quoting. However they wanted further info about some bank statements we sent to them. Honestly cant make this stuff up, that's now the 3rd info request. Why they didnt just ask for this 4 weeks ago i do not know
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Our mortgage advisor escalated our case with the BDM to get looked at ASAP. Not sure how successful it will be. He was told yesterday that it would still be another few days before our case would even be looked at and he said that wasn't acceptable so I'm really hoping we will have an update by close today but more than likely just wishful thinking.0
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