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Any Recent Leeds Building Society applicants?

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  • Burgerandchips
    Burgerandchips Posts: 20 Forumite
    10 Posts Name Dropper
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
  • becky8690
    becky8690 Posts: 81 Forumite
    10 Posts Second Anniversary Name Dropper
    Burgerandchips said:
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
    When did you submit the last documents?
  • Burgerandchips
    Burgerandchips Posts: 20 Forumite
    10 Posts Name Dropper
    becky8690 said:
    Burgerandchips said:
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
    When did you submit the last documents?
    Submitted last Monday (12th) and sent off building insurance proof today
  • becky8690
    becky8690 Posts: 81 Forumite
    10 Posts Second Anniversary Name Dropper
    Burgerandchips said:
    becky8690 said:
    Burgerandchips said:
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
    When did you submit the last documents?
    Submitted last Monday (12th) and sent off building insurance proof today
    I'm on 9 working days today since submitting last lot of requested documents
  • hjohnson89956
    hjohnson89956 Posts: 5 Forumite
    First Post
    We submitted our 3rd lot of documents on 13th October spoke to our broker this morning and they have said it's still 15 working days to be reviewed so we're looking at waiting till 3rd November (All being well!) We did also find out today that our valuation has been booked in for next Monday 26th October, is this a good sign? The wait for this mortgage offer is awful! 
  • Natztastic2
    Natztastic2 Posts: 171 Forumite
    Third Anniversary 100 Posts Name Dropper
    Burgerandchips said:
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
    Ughhh I'm so sorry to hear that you are still waiting. Keep pushing. If there's one thing I've learnt about this whole process is chase chase chase, push for it and don't settle 🍀
    LBS 95% LTV Shared ownership application
    3/8 DIP agreed
    5/8 Applied for plot with HA
    13/8 Accepted for plot with HA
    19/8 Full application with Leeds
    23/9 Valuation completed and OK
    25/9 First questions and soft credit search
    29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
    01/10 Received letter about initial search through the post dated 25/9
    We were told we should hear something by the 20th.
    14/10 Mortgage offer received (working day 40)
    23/10 Completion and moved in!

  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    What does post offer mean?? That’s 12 days atm but when you send the requested documents back I thought it goes to that team 
  • toby993_2
    toby993_2 Posts: 50 Forumite
    Third Anniversary 10 Posts
    We got our offer through today!! at long last
    Timeline:
    04/09 full app submitted
    05/09 equifax check
    22/09 additional info request. (proof of deposit) sent back same day
    09/10 additional info request (querying some payments my partner makes each month) sent back same day
    13/10 BDM told our MA that a solicitor letter confirming deadline dates would put our application into a escalated queue with a 2-3 day turnaround- letter sent that same day and was advised by the BDM it was successfully escalated
    16/10 additional info request (they needed another bank statement from my partner) sent back the same day
    21/10 Mortgage approved
    Leeds for some reason reduced the loan amount by £800, im not entirely sure why at the moment and we are still debating this with them.
    Word of encouragement for people still waiting- my bank statements are a mess and I regularly go into my overdraft each month and spend on silly things, so if anyone is worried about that then dont be!
  • Monik2510a
    Monik2510a Posts: 102 Forumite
    100 Posts Second Anniversary Name Dropper
    becky8690 said:
    Burgerandchips said:
    becky8690 said:
    Burgerandchips said:
    We are now on working day 47 and going into our 10th week 😭😭 our MA has advised that we are unlikely to hear before the 29th of October.

    Leeds have previously asked us twice for additional documents and we are still in the queue to have these assessed. My MA has today asked for a copy of the housing associations building insurance 🙄 I just feel like this is never ending. Hopefully this will be the last of the documents and we will hear late next week 🤞🏼🤞🏼🤞🏼
    When did you submit the last documents?
    Submitted last Monday (12th) and sent off building insurance proof today
    I'm on 9 working days today since submitting last lot of requested documents
    I've just realised we're not a day behind you 🙈 we submitted additional info last Thursday 
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Monik2510a
    Monik2510a Posts: 102 Forumite
    100 Posts Second Anniversary Name Dropper
    toby993_2 said:
    We got our offer through today!! at long last
    Timeline:
    04/09 full app submitted
    05/09 equifax check
    22/09 additional info request. (proof of deposit) sent back same day
    09/10 additional info request (querying some payments my partner makes each month) sent back same day
    13/10 BDM told our MA that a solicitor letter confirming deadline dates would put our application into a escalated queue with a 2-3 day turnaround- letter sent that same day and was advised by the BDM it was successfully escalated
    16/10 additional info request (they needed another bank statement from my partner) sent back the same day
    21/10 Mortgage approved
    Leeds for some reason reduced the loan amount by £800, im not entirely sure why at the moment and we are still debating this with them.
    Word of encouragement for people still waiting- my bank statements are a mess and I regularly go into my overdraft each month and spend on silly things, so if anyone is worried about that then dont be!
    Congratulations:) 
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
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