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Any Recent Leeds Building Society applicants?

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  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    edited 26 October 2020 at 4:56PM
    SJH88 said:
    We received our mortgage offer today.  4 weeks today our mortgage application went in, didn't asked for any info other than issue with my partner's driving licence. Just so relieved. I'm sure everyone else's won't be long 
    Wow that’s quicker than 34 working days . 
    congratulations 
    didn’t they ask for more paperwork? Did you have to send driving licence again? Just so I get a idea if you had to submit a document 

  • sofsar said:
    Any news anyone?

    The pre and post offer correspondence is now 10 days, we're hoping for an update this week.
    It’s the morgage hub timeline which is quick and annoying to see. they should rather concentrate on the current applications. 
    I asked what does post offer mean on here and no one replied as they always mention 15 days underwriting que. 

    I have asked our MA about the pre & post offer correspondence queue and he said that the pre offer correspondence is what we're looking at. The wait is killing me 😱
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Our mortgage offer has finally been approved🎉🎉 today was our 51st working day 🤣
  • SJH88
    SJH88 Posts: 7 Forumite
    First Post
    sofsar said:
    SJH88 said:
    We received our mortgage offer today.  4 weeks today our mortgage application went in, didn't asked for any info other than issue with my partner's driving licence. Just so relieved. I'm sure everyone else's won't be long 
    Wow that’s quicker than 34 working days . 
    congratulations 
    didn’t they ask for more paperwork? Did you have to send driving licence again? Just so I get a idea if you had to submit a document 

    Our mortgage advisor was really good tbh, he went over and above and sent them everything he could think they might ask for. The issue was my partner's passport had expired and driving licence was registered to an old address so they needed an additional utility bill. Our MA had escalated our case with letter from our solicitor so that's why they allowed us to sent the bill and the case was looked at again today. The letter from our solicitor was sent in last monday
  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Underwriting is 14 days now instead of 15 and 31 days offer turnaround compared to 37 days last week and couple of weeks ago. 

  • sofsar said:
    Underwriting is 14 days now instead of 15 and 31 days offer turnaround compared to 37 days last week and couple of weeks ago. 

    When did you submit additional info? X
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi folks. I have a surprise as I got a letter out of blue saying I have a mortgage offer 🎉🎉 I rang Leeds to confirm.
    Broker didn’t mention anything and I bet he didn’t have time as usual!  
    Now this was my 2nd application if anyone wants to know
    So now starting searches etc 
  • sofsar said:
    Hi folks. I have a surprise as I got a letter out of blue saying I have a mortgage offer 🎉🎉 I rang Leeds to confirm.
    Broker didn’t mention anything and I bet he didn’t have time as usual!  
    Now this was my 2nd application if anyone wants to know
    So now starting searches etc 
    I've been wondering whether you've heard anything. Congratulations  :):):) when did you submit the additional info? We have on the 14th October and still waiting :( 
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • sofsar
    sofsar Posts: 102 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    sofsar said:
    Hi folks. I have a surprise as I got a letter out of blue saying I have a mortgage offer 🎉🎉 I rang Leeds to confirm.
    Broker didn’t mention anything and I bet he didn’t have time as usual!  
    Now this was my 2nd application if anyone wants to know
    So now starting searches etc 
    I've been wondering whether you've heard anything. Congratulations  :):):) when did you submit the additional info? We have on the 14th October and still waiting :( 
    sofsar said:
    Hi folks. I have a surprise as I got a letter out of blue saying I have a mortgage offer 🎉🎉 I rang Leeds to confirm.
    Broker didn’t mention anything and I bet he didn’t have time as usual!  
    Now this was my 2nd application if anyone wants to know
    So now starting searches etc 
    I've been wondering whether you've heard anything. Congratulations  :):):) when did you submit the additional info? We have on the 14th October and still waiting :( 
    Thanks. 19th I supplied info after a week. 
    Like I said Leeds sent me this letter that’s how I know I have it , it’s dated 24th 
    i spose my broker is a wider company that’s why they replied quickly but my rate is 2.29 on flexi plan, which my broker never told me too but I’m happy I have the mortgage as my chain was waiting for me 
  • Hi folks,
    I just wanted to share my own experience so far. It looks like most of you have had valuations completed before the letter regarding the initial assessment? Our timeline is as follows so far! 
    15-Sep Mortgage application submitted
    17-Sep Hard credit search (2 days in)
    06-Oct Letter from LBS confirming initial assessment (15 days in)
    29-Oct Additional information requested (32 days in)
    29-Oct  Additional information sent
    Am I correct in assuming the submittion of additional information now pushes us back another 15 days? 
    Many thanks in advance! 
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