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Any Recent Leeds Building Society applicants?
Comments
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We do exactly the same as you and they didn’t question it at all. Is it a joint account?0
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Yeah theyre both joint accounts, there's money transfered in from my husbands business account every so often but we never declared his freelance stuff because he's only been doing it a year and a halfstampystamp said:We do exactly the same as you and they didn’t question it at all. Is it a joint account?0 -
Hello,
what are people’s experiences with BTL mortgages with Leeds in terms of timeline?
thanks0 -
Hi guys!
Just wanted to update you - we are now moved in to our brand new home 🏡 We managed to complete on Friday... so although it took a lifetime for Leeds to approve the mortgage the rest we t through so quick...!
Just wanted to reiterate that it does seem like forever that Leeds take to approve but it is so true that when you're in your new house the waiting is a distant memory 🥰
Hang in there guys! XLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!1 -
Wow that was quick, congratsNatztastic2 said:Hi guys!
Just wanted to update you - we are now moved in to our brand new home 🏡 We managed to complete on Friday... so although it took a lifetime for Leeds to approve the mortgage the rest we t through so quick...!
Just wanted to reiterate that it does seem like forever that Leeds take to approve but it is so true that when you're in your new house the waiting is a distant memory 🥰
Hang in there guys! X
did you do your searches before the offer?
I still haven’t done mine yet as I’m worried about Leeds would say about my job change 4 months ago as it’s a different field. Says they require 6 months in same field0 -
Thanks so much for the update! This makes me feel much better. We've had all our searches done so hoping the mortgage is all we're waiting on🤞🏼🤞🏼Natztastic2 said:Hi guys!
Just wanted to update you - we are now moved in to our brand new home 🏡 We managed to complete on Friday... so although it took a lifetime for Leeds to approve the mortgage the rest we t through so quick...!
Just wanted to reiterate that it does seem like forever that Leeds take to approve but it is so true that when you're in your new house the waiting is a distant memory 🥰
Hang in there guys! X
Hope you're enjoying your new home x0 -
CongratulationsNatztastic2 said:Hi guys!
Just wanted to update you - we are now moved in to our brand new home 🏡 We managed to complete on Friday... so although it took a lifetime for Leeds to approve the mortgage the rest we t through so quick...!
Just wanted to reiterate that it does seem like forever that Leeds take to approve but it is so true that when you're in your new house the waiting is a distant memory 🥰
Hang in there guys! X
I hope you will make lots of happy memories in your new home 22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
Any news anyone?
The pre and post offer correspondence is now 10 days, we're hoping for an update this week.22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
It’s the morgage hub timeline which is quick and annoying to see. they should rather concentrate on the current applications.Monik2510a said:Any news anyone?
The pre and post offer correspondence is now 10 days, we're hoping for an update this week.I asked what does post offer mean on here and no one replied as they always mention 15 days underwriting que.0 -
We received our mortgage offer today. 4 weeks today our mortgage application went in, didn't asked for any info other than issue with my partner's driving licence. Just so relieved. I'm sure everyone else's won't be long0
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