Any Recent Leeds Building Society applicants?

sofsar

Natztastic2 said:

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

Ugghhh I thought it was bad sharing the stress, sorry that you have to do most of it alone. 
Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
Did they say you have to wait another 5 days once submitted? How long have you waited so far?

They didn’t mention 5 days.
I just have to confirm if it’s same line of work. 

I need to give my previous job slips too which isn’t a problem but it was furlough for 6 months altho Leeds are ok with furlough.

I applied on 22nd. 
I think I feel nervous because they asked me questions. I’m more nervous about working tax credits. Obviously I’m earning more and Iv used the new tax credits award to calculate the Leeds borrowing calculator without any working tax and it’s fine. Just in the margin of 1k short. 

Monik2510a

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

At least they got back to you. What did your MA say? Or did you apply directly with Leeds? Is it another 15 working days once you provide the information? 

My husband is not stressing out as much as I am, I think it's a man thing, you're not alone ❤

toby993_2

I wouldnt worry. if they was going to reduce the amount they are willing to lend they would of told you at this point I think. Thats what they told us last time they reviewed our case

Natztastic2

sofsar said:

Natztastic2 said:

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

Ugghhh I thought it was bad sharing the stress, sorry that you have to do most of it alone. 
Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
Did they say you have to wait another 5 days once submitted? How long have you waited so far?

They didn’t mention 5 days.
I just have to confirm if it’s same line of work. 

I need to give my previous job slips too which isn’t a problem but it was furlough for 6 months altho Leeds are ok with furlough.

I applied on 22nd. 
I think I feel nervous because they asked me questions. I’m more nervous about working tax credits. Obviously I’m earning more and Iv used the new tax credits award to calculate the Leeds borrowing calculator without any working tax and it’s fine. Just in the margin of 1k short. 

Oh sorry, I meant 15 days (as in to the back of the underwriting queue)
22nd is pretty good going to be hoenst, have they completed your valuation?
Don't worry about the questions, they sound pretty straight forward to me x

sofsar

Monik2510a said:

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

At least they got back to you. What did your MA say? Or did you apply directly with Leeds? Is it another 15 working days once you provide the information? 

My husband is not stressing out as much as I am, I think it's a man thing, you're not alone ❤

Broker is on anual leave! So I can’t do anything until next week. 

According to everyone on here it will be another 15 days when I send it off! Looking forward to next week now  

oh by the way I rang up myself and I spoke to brokers assistant. Thought it’s been 15 working days so il give them a call 

sofsar

toby993_2 said:

I wouldnt worry. if they was going to reduce the amount they are willing to lend they would of told you at this point I think. Thats what they told us last time they reviewed our case

Thanks. 🤝

sofsar

Natztastic2 said:

sofsar said:

Natztastic2 said:

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

Ugghhh I thought it was bad sharing the stress, sorry that you have to do most of it alone. 
Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
Did they say you have to wait another 5 days once submitted? How long have you waited so far?

They didn’t mention 5 days.
I just have to confirm if it’s same line of work. 

I need to give my previous job slips too which isn’t a problem but it was furlough for 6 months altho Leeds are ok with furlough.

I applied on 22nd. 
I think I feel nervous because they asked me questions. I’m more nervous about working tax credits. Obviously I’m earning more and Iv used the new tax credits award to calculate the Leeds borrowing calculator without any working tax and it’s fine. Just in the margin of 1k short. 

Oh sorry, I meant 15 days (as in to the back of the underwriting queue)
22nd is pretty good going to be hoenst, have they completed your valuation?
Don't worry about the questions, they sound pretty straight forward to me x

No not yet. 

Mcgough221

Update from our broker today. Still waiting for Leeds to review the valuation. We are on working day number 34 😭 Broker doubts they will want more documents but I doubt that, one think I have learnt is how slow and picky Leeds are. So for us the wait continues.

Mcgough221

Also they have a new hub to submit cases to. Turn around is less than half the time on that! 😮

Natztastic2

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

sofsar said:

They have got in touch today after 15 working days and they want a few things, latest tax credits award (my working tax has gone down a lot because I’m earning more and I’m worried it may now change the lending amount )
and if partner has been affected due to covid. I changed job and they want to know if it’s same line of work but it’s a different career so I’m upset now. I could cry a sea atm but I’l be dead by that time, honestly the worry kills you. Hubby doesn’t take any stress at all and leaves it to me! 

Ugghhh I thought it was bad sharing the stress, sorry that you have to do most of it alone. 
Did they say it would affect it having a new job in a different line of work? I did read something somewhere (it was a different lender) If you change to a job in the same line of work and you have 2 years experience it counts or something. The whole thing is a mine field.
Did they say you have to wait another 5 days once submitted? How long have you waited so far?

They didn’t mention 5 days.
I just have to confirm if it’s same line of work. 

I need to give my previous job slips too which isn’t a problem but it was furlough for 6 months altho Leeds are ok with furlough.

I applied on 22nd. 
I think I feel nervous because they asked me questions. I’m more nervous about working tax credits. Obviously I’m earning more and Iv used the new tax credits award to calculate the Leeds borrowing calculator without any working tax and it’s fine. Just in the margin of 1k short. 

Oh sorry, I meant 15 days (as in to the back of the underwriting queue)
22nd is pretty good going to be hoenst, have they completed your valuation?
Don't worry about the questions, they sound pretty straight forward to me x

No not yet. 

Good luck x Sure it will all be fine 🙂