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Any Recent Leeds Building Society applicants?
Comments
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I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...
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mmm we'll see. Its only an explanation theyve asked for, rather than additional documents. I really dont want to wait another 3 weeks just for them to review an email we have sent. The woman at leeds i spoke to this morning said escalations are possible but only under certain circumstances and an approaching completion date was not one of them. So who knows what to believestampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...
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I sucks even more that it has gone up to 15 working days now, which is a whole 3 weeks wait.toby993_2 said:called them to chase today as we submitted an email confirmation that they asked for on friday, along with a solicitor letter confirming our completion day was approaching. The woman on the phone gave the standard generic response of it being 15 working days before we would hear again. Our broker said today that he has it confirmed in an email from Leeds that a solicitor letter will be enough to escalate a case so he is just waiting for an update now from the leeds BDM
Good luck with the BDM to get it escalated.LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Apparently they can (I have seen other cases that have been escalated to a Leeds BDM) but most of the time it's not really come to much good (can only go by what I've read in other cases)stampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Reading back through this thread, it seems that once the underwriters come back to you for the second time and its only minimal info required, they seem to accept a few days later? I haven't seen many cases where they request additional info twice and its the full 12-15 working days each time
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I had to wait almost a full two weeks both times.. so don’t hold your breath!1
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Haven’t you had a hard search yet? It’s show’s on box 1 apparentlyNatztastic2 said:
Apparently they can (I have seen other cases that have been escalated to a Leeds BDM) but most of the time it's not really come to much good (can only go by what I've read in other cases)stampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...0 -
Nope, neither of us have just yet. We have had the soft initial search at AIP stage and then the one we had 2/3 weeks ago which was another soft search. Bizarre, I know.sofsar said:
Haven’t you had a hard search yet? It’s show’s on box 1 apparentlyNatztastic2 said:
Apparently they can (I have seen other cases that have been escalated to a Leeds BDM) but most of the time it's not really come to much good (can only go by what I've read in other cases)stampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Very strange indeed. There must be a special department phone number for you to ring and ask.Natztastic2 said:
Nope, neither of us have just yet. We have had the soft initial search at AIP stage and then the one we had 2/3 weeks ago which was another soft search. Bizarre, I know.sofsar said:
Haven’t you had a hard search yet? It’s show’s on box 1 apparentlyNatztastic2 said:
Apparently they can (I have seen other cases that have been escalated to a Leeds BDM) but most of the time it's not really come to much good (can only go by what I've read in other cases)stampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...0 -
If only, we just getting fobbed off every time we ask for an update.sofsar said:
Very strange indeed. There must be a special department phone number for you to ring and ask.Natztastic2 said:
Nope, neither of us have just yet. We have had the soft initial search at AIP stage and then the one we had 2/3 weeks ago which was another soft search. Bizarre, I know.sofsar said:
Haven’t you had a hard search yet? It’s show’s on box 1 apparentlyNatztastic2 said:
Apparently they can (I have seen other cases that have been escalated to a Leeds BDM) but most of the time it's not really come to much good (can only go by what I've read in other cases)stampystamp said:I’m not sure how your broker has managed that as when I wanted to escalate the case, my broker said there was no possible way to do so...LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0
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