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Any Recent Leeds Building Society applicants?
Comments
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Natztastic2 said:toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
I see. Hopefully the solicitor won't be long then. The good part about this is it all sounds very positive when you pass this hurdle.toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
They've surprisingly sent me a letter already which Ive forwarded on, so ill let you know if it makes a difference or not
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atleast theres no further documents they've come back asking for or anything like that. So they seem to be fine with gifted deposit stuff we sent them
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This is what we hope!!!becky8690 said:So this letter we have all got confirming the initial assessment, I'm assuming this is a good sign that we won't be declined
LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
I wonder what checks beyond that they do then.toby993_2 said:
yeah i think that means the affordability side is ok and equifax checks passedbecky8690 said:So this letter we have all got confirming the initial assessment, I'm assuming this is a good sign that we won't be declined
I'd love to know the whole process. Would be great if there was a way to track progressLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
toby993_2 said:Natztastic2 said:toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
I see. Hopefully the solicitor won't be long then. The good part about this is it all sounds very positive when you pass this hurdle.toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
They've surprisingly sent me a letter already which Ive forwarded on, so ill let you know if it makes a difference or not
Well done! Hopefully that hasn't delayed you thentoby993_2 said:Natztastic2 said:toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
I see. Hopefully the solicitor won't be long then. The good part about this is it all sounds very positive when you pass this hurdle.toby993_2 said:So our MA emailed them to clarify this morning. But we are trying to avoid being put to the back of the queue so our MA has been chasing leeds today and thats when they said if we get a letter from our solicitor then it can escalate the case
They've surprisingly sent me a letter already which Ive forwarded on, so ill let you know if it makes a difference or not
LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
We've applied on the 22nd September and still haven't had an update. All we know is that the valuation has been done.22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
Monik2510a said:We've applied on the 22nd September and still haven't had an update. All we know is that the valuation has been done.
I think its 15 working days until first review so you should get an update by next thursday I would say
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I guess its just formality stuff from the things they've requested from us like a letter from my husbands work confirming his job is safe and the date when I return to work after maternityNatztastic2 said:
I wonder what checks beyond that they do then.toby993_2 said:
yeah i think that means the affordability side is ok and equifax checks passedbecky8690 said:So this letter we have all got confirming the initial assessment, I'm assuming this is a good sign that we won't be declined
I'd love to know the whole process. Would be great if there was a way to track progress0 -
Here's to hoping then!becky8690 said:
I guess its just formality stuff from the things they've requested from us like a letter from my husbands work confirming his job is safe and the date when I return to work after maternityNatztastic2 said:
I wonder what checks beyond that they do then.toby993_2 said:
yeah i think that means the affordability side is ok and equifax checks passedbecky8690 said:So this letter we have all got confirming the initial assessment, I'm assuming this is a good sign that we won't be declined
I'd love to know the whole process. Would be great if there was a way to track progressLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0
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