Any Recent Leeds Building Society applicants?

carlyfluck

That’s interesting as I send money to my mum for my Christmas savings. Will see if they bring anything up. We also send money for maintenance and sometimes pocket money to the boys. Glad things are moving along. 

stampystamp

I think it’s only if it’s a specific amount sent by standing order each month as it looks like you have a unsecured loan. You should be fine with money here and there going out. He didn’t even say it was a problem he just wanted to know what it was  

carlyfluck

Mine is sent via bacs, every week lol. We will see what happens. 

What type of valuation have you opted for? Just the basic or have you asked for anything else? 

I’m wondering if they have done a desk top one for me as I haven’t asked for a homebuyer report. 

stampystamp

They probably will question it then but as long as you can explain and have evidence, you should be fine

I think they are just doing a basic one? It’s a brand new build with a 10 year warranty so I don’t think I need a full survey  

They probably have done a desktop one as if they can access the files/plans online they will  

carlyfluck

So been confirmed they did a desktop valuation. Will hopefully hear something Wednesday. I am umming and ahhing over getting a homebuyer report. The house is only 15 years old, and both me and husband went at different times to view and had a look for damp etc. 

stampystamp

I would probably get a homebuyers report if I was you, just incase. Although 15 years is not old, it will all depend on if the owners have maintained it etc. But I imagine that it may delay your application progress slightly? I don’t know though. 

carlyfluck

Anyone have any news? 
Just seen the service status is back to 4 days. We are hoping to have a update on Wednesday. 

stampystamp

None for me. Valuation should have taken place today. Sent back the documents the broker said Leeds wanted so I think that we will be looking at Friday. 

trev7uk

Hi all, we had our valuation carried out Friday. We’re now waiting for the underwriters to assess the valuation and documents. So hoping we hear something positive soon!! 

Maurizie

Hi everyone! We had our valuation done by Leeds last Thursday, we got a call from our broker yesterday afternoon saying that they've increased their time to process documents and it probably won't be until the end of next week that we hear from them.

I just checked their service status and it does look like everything has gone to 10 working days now which is a shame! The wait is killing me