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Any Recent Leeds Building Society applicants?

12467…99

Comments

  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Just checked Leeds service status and was updated to 4 days today. When i checked this morning it was 7 days.
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Ive just checked the rates on Leeds. We applied for a certain rate but they have now updated the rates as of 31st July and ours is now stating a £999 fee. When we applied the fee was £0. Do they honer this if it was in before they changed? or will i have to take the new rate?
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • stampystamp
    stampystamp Posts: 148 Forumite
    Third Anniversary 100 Posts Name Dropper
    I’m not sure on the application fee but I can imagine that it will be whatever the deal was when you applied.. 

    I just got news that our valuation is booked for Monday. Another week to wait for me 👍🏻
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    stampystamp said:
    I’m not sure on the application fee but I can imagine that it will be whatever the deal was when you applied.. 

    I just got news that our valuation is booked for Monday. Another week to wait for me 👍🏻
    Thats great news Stampystamp!! Hopefully i wont be long behind! The hard searches were done last Thursday and yesterday the mortgage declaration was sent to Leeds. They already have everything else.
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • stampystamp
    stampystamp Posts: 148 Forumite
    Third Anniversary 100 Posts Name Dropper
    It might be even sooner for you :) the surveyor had the wrong number so couldn’t get through for a few days!! Was only because the housing association chased them that they managed to get it booked! 


  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    stampystamp said:
    It might be even sooner for you :) the surveyor had the wrong number so couldn’t get through for a few days!! Was only because the housing association chased them that they managed to get it booked! 


    Fingers crossed. Have the solicitors chasing savings statements. Even though i have already sent them. Only problem is we only started saving back in march so only have 4 months of statements. They want 6!! 
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • stampystamp
    stampystamp Posts: 148 Forumite
    Third Anniversary 100 Posts Name Dropper
    Surely they can see how you saved the money????
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    I’m hoping it will be ok. They can see everything. I know it’s the whole making sure I’m not laundering any money. If I was I wouldn’t be so forthcoming with bank statements.😂
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • Inituptomyeyes
    Inituptomyeyes Posts: 21 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    carlyfluck said:
    stampystamp said:
    It might be even sooner for you :) the surveyor had the wrong number so couldn’t get through for a few days!! Was only because the housing association chased them that they managed to get it booked! 


    Fingers crossed. Have the solicitors chasing savings statements. Even though i have already sent them. Only problem is we only started saving back in march so only have 4 months of statements. They want 6!! 
    How strange, we are a month in front of you and they only wanted 3.  I’m sure it’s fine if your statements before March don’t show you saving regularly.  We were not even saving for a mortgage deposit, we were saving for our summer holiday that got cancelled 😓 so our savings were very haphazard.  I was mortified that I have so many accounts that they had to sift through but it was fine.

    good luck x
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Inituptomyeyes said:
    carlyfluck said:
    stampystamp said:
    It might be even sooner for you :) the surveyor had the wrong number so couldn’t get through for a few days!! Was only because the housing association chased them that they managed to get it booked! 


    Fingers crossed. Have the solicitors chasing savings statements. Even though i have already sent them. Only problem is we only started saving back in march so only have 4 months of statements. They want 6!! 
    How strange, we are a month in front of you and they only wanted 3.  I’m sure it’s fine if your statements before March don’t show you saving regularly.  We were not even saving for a mortgage deposit, we were saving for our summer holiday that got cancelled 😓 so our savings were very haphazard.  I was mortified that I have so many accounts that they had to sift through but it was fine.

    good luck x
    Yes, we were the same, we had a refund for a cruise so there is a large deposit which I have proof of if they need it. I’ve sent the statements again anyway lol.
    i just don’t like all this waiting around and it’s only been a week since we submitted the full application 😂
    move emailed the estate agent just to keep them updated and show I am trying to move things along but obviously some things are out of my control. X
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
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