📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Possible £100 Halifax switch offer starting 4/8/20

Options
15960616365

Comments

  • mab3000
    mab3000 Posts: 532 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    JoeyTee said:
    Ed-1 said:
    JoeyTee said:
    Anyone else still waiting for their switch reward?  my switch started on the 21st August and completed on the 2nd September and I still haven't got the £100.  They said I need to wait 30 days before asking for assistance with it, just curious if others are in the same boat...friends and family that did the switch were paid the £100 within days and they started theirs days after me. 
    Have you ever had a switch incentive from Halifax before?
    I've never banked with Halifax before so nope.  I had a chat with them on the phone last week and they confirmed I was eligible and that it said I was credited on the 26th August.  Her manager said even though it says I was credited it can still take a lot longer and to contact them again once 30 days has passed.  Strange!  Hopefully gets sorted when I call again on the 21st.
    This doesn’t sound right to me, maybe the front line staff didn’t know what to do so just suggested some story to fob you off. The offer terms did state that you would received the payment just before the switch completes or something like that (although some posters in this forum said that it went in a day or 2 after). But 30 days seems ridiculous. I cannot see why an already “credited” payment would show up to 30 days later... 
  • granta
    granta Posts: 508 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    My switch incentive has been paid days ahead of schedule (switch is meant to complete on 16/9). Is it ok to downgrade my Ultimate Reward account to basic account now? Keen to avoid any fees!
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    granta said:
    My switch incentive has been paid days ahead of schedule (switch is meant to complete on 16/9). Is it ok to downgrade my Ultimate Reward account to basic account now? Keen to avoid any fees!
    I'd wait if I were you, they seem to charge fees at month end. I got caught for about a fiver in fees on a new ultimate account but that appeared to be because I opened it in late august and downgraded a few days ago. 
  • granta
    granta Posts: 508 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    bigadaj said:
    granta said:
    My switch incentive has been paid days ahead of schedule (switch is meant to complete on 16/9). Is it ok to downgrade my Ultimate Reward account to basic account now? Keen to avoid any fees!
    I'd wait if I were you, they seem to charge fees at month end. I got caught for about a fiver in fees on a new ultimate account but that appeared to be because I opened it in late august and downgraded a few days ago. 
    Oh no, that's unfortunate. I guess they are pro-rata charging and I could still be charged even if i downgrade/switch away next week. Though I have made a £500 debit card payment and wonder if I will receive £5 reward payment to compensate!
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    granta said:
    bigadaj said:
    granta said:
    My switch incentive has been paid days ahead of schedule (switch is meant to complete on 16/9). Is it ok to downgrade my Ultimate Reward account to basic account now? Keen to avoid any fees!
    I'd wait if I were you, they seem to charge fees at month end. I got caught for about a fiver in fees on a new ultimate account but that appeared to be because I opened it in late august and downgraded a few days ago. 
    Oh no, that's unfortunate. I guess they are pro-rata charging and I could still be charged even if i downgrade/switch away next week. Though I have made a £500 debit card payment and wonder if I will receive £5 reward payment to compensate!
    I think so long as you downgrade before the end of the month you won't be charged anything. Mine is just winging it's way onto rbs for the potential bonus there. 
  • kuepper
    kuepper Posts: 1,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Now I've got my £100 can i switch again to Lloyds or RBS to get another £100?
  • soulsaver
    soulsaver Posts: 6,632 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    kuepper said:
    Now I've got my £100 can i switch again to Lloyds or RBS to get another £100?
    Yep...

  • mab3000 said:
    JoeyTee said:
    Ed-1 said:
    JoeyTee said:
    Anyone else still waiting for their switch reward?  my switch started on the 21st August and completed on the 2nd September and I still haven't got the £100.  They said I need to wait 30 days before asking for assistance with it, just curious if others are in the same boat...friends and family that did the switch were paid the £100 within days and they started theirs days after me. 
    Have you ever had a switch incentive from Halifax before?
    I've never banked with Halifax before so nope.  I had a chat with them on the phone last week and they confirmed I was eligible and that it said I was credited on the 26th August.  Her manager said even though it says I was credited it can still take a lot longer and to contact them again once 30 days has passed.  Strange!  Hopefully gets sorted when I call again on the 21st.
    This doesn’t sound right to me, maybe the front line staff didn’t know what to do so just suggested some story to fob you off. The offer terms did state that you would received the payment just before the switch completes or something like that (although some posters in this forum said that it went in a day or 2 after). But 30 days seems ridiculous. I cannot see why an already “credited” payment would show up to 30 days later... 
    Yeah I agree, something is not right but it felt awkward complaining about not receiving a free £100 on time 😊 I'm sure they will sort it eventually, if I find out the reason it was delayed/isn't going to be paid I'll post here.
  • steveh2001
    steveh2001 Posts: 1,270 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Got my £100 from Halifax after applying on the 7th with a switch on the 15th :)

    I had an old account I switched from floating around to grab the bonus, as there are no direct debit requirements I’d like to switch this account to RBS then Lloyd’s... has anyone else just speed switched to grab the bonus or will that get picked up as abuse if it’s done too quick?

    ive cycled £1500 through the Halifax just in case.

    cheers
    steve
  • castle96
    castle96 Posts: 2,981 Forumite
    Part of the Furniture 1,000 Posts
    switched my halifax straight away to ulster bank. No suggestions of abuse!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.