Possible £100 Halifax switch offer starting 4/8/20

soulsaver

crumpet_man said:

I think you'd have to test it, I know that on some of the retailer offers that banks do (i.e. 10% back on your next purchase at Co-Op)  some banks include the cashback at til in the purchase amount and others do not.  ATM will not count as it's not a debit card purchase.
BTW, where can  you get £90 cashback?  I have not been able to get more than £50 for ages now.

£45 twice.

stardust23

From what I can see, one can open a Monzo or Starling current account, switch it to Halifax Reward as soon as possible, and before the Incentive expiry date; receive the £100 incentive; and  then immediately close the Reward Account, taking the £100 with you, (Halifax confirmed this to me via Facebook), if you don't actually want the account.

That sounds like an easy ton to me.

jason2_uk

crumpet_man said:

I think you'd have to test it, I know that on some of the retailer offers that banks do (i.e. 10% back on your next purchase at Co-Op)  some banks include the cashback at til in the purchase amount and others do not.  ATM will not count as it's not a debit card purchase.
BTW, where can  you get £90 cashback?  I have not been able to get more than £50 for ages now.

Hmm - maybe I have overestimated how much cash back you can get these days, I know I used to be able to get £50 without issue!  
If the cash back did count, then it would make it so much easier, as I'm not really spending much on fuel/cafes these days with wfh!

ischris85

stardust23 said:

From what I can see, one can open a Monzo or Starling current account, switch it to Halifax Reward as soon as possible, and before the Incentive expiry date; receive the £100 incentive; and  then immediately close the Reward Account, taking the £100 with you, (Halifax confirmed this to me via Facebook), if you don't actually want the account.

That sounds like an easy ton to me.

Just remember you need the debit card details for the switch.

stardust23

ischris85 said:

stardust23 said:

From what I can see, one can open a Monzo or Starling current account, switch it to Halifax Reward as soon as possible, and before the Incentive expiry date; receive the £100 incentive; and  then immediately close the Reward Account, taking the £100 with you, (Halifax confirmed this to me via Facebook), if you don't actually want the account.

That sounds like an easy ton to me.

Just remember you need the debit card details for the switch.

Yeah, Monzo said they send it via First Class post so should get here next week.

Rhinorm49

Apologies if this has been previously mentioned....
Been pondering this for a few days and May have come up with a solution for the Switch offer for those with multiple (2 or 3) Reward Extra accounts, follow the below steps:
1) Downgrade a Reward Extra to Reward Current
2)  Open a new Reward Extra and follow the prompts which includes the option for switching into the new Rewards Extra account
3) You will then be sent a text with your switch progress if you ticked the box for this option
Worked for me, hopefully, the offer should be in the account on 17th August.
Hope thie above helps.

Herbalus

Rhinorm49 said:

Apologies if this has been previously mentioned....
Been pondering this for a few days and May have come up with a solution for the Switch offer for those with multiple (2 or 3) Reward Extra accounts, follow the below steps:
1) Downgrade a Reward Extra to Reward Current
2)  Open a new Reward Extra and follow the prompts which includes the option for switching into the new Rewards Extra account
3) You will then be sent a text with your switch progress if you ticked the box for this option
Worked for me, hopefully, the offer should be in the account on 17th August.
Hope thie above helps.

I’m not sure if that should work, as is the limit not on reward accounts regardless whether you have the Extra part on them?

You’d have to downgrade your reward account to an everyday account so you can open a new reward account. But that’s only if Halifax physically prevent you from opening a 3rd/4th reward account etc on their systems. If they would allow it but flag up in 2 weeks time that you shouldn’t have it, by which point you’ll already have switched in and got the £100, it doesn’t really matter does it.

SpanishBlue

I already have a Halifax current account. When I logon and go through the process to open a Reward account, after answering a few questions, I get to the stage where I tick the box to agree their T & Cs, and the next thing to do is to click on "Complete application".

I am reluctant to click on "Complete application" as I have not been asked yet if I want to switch from an old account into my new Reward account that I am about to open.

What am I doing wrong?

masonic

SpanishBlue said:

I already have a Halifax current account. When I logon and go through the process to open a Reward account, after answering a few questions, I get to the stage where I tick the box to agree their T & Cs, and the next thing to do is to click on "Complete application".

I am reluctant to click on "Complete application" as I have not been asked yet if I want to switch from an old account into my new Reward account that I am about to open.

What am I doing wrong?

The switch can be started independently, at any time up to the 14th September. I didn't see an option to apply to switch during the application process (via the app) either.

Yorkshire_Pud

SpanishBlue said:

I already have a Halifax current account. When I logon and go through the process to open a Reward account, after answering a few questions, I get to the stage where I tick the box to agree their T & Cs, and the next thing to do is to click on "Complete application".

I am reluctant to click on "Complete application" as I have not been asked yet if I want to switch from an old account into my new Reward account that I am about to open.

What am I doing wrong?

Complete application to get accepted or not. If accepted you then get further questions, do you want an overdraft and do you want to switch an account to Halifax.
When I completed the long winded switch details it failed at the last page but the account was opened. I phoned the switch team next day and did it over the phone, 10 minute call, they advised about the £100 offer too.