📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide Mortgage

17172747677325

Comments

  • bec820
    bec820 Posts: 27 Forumite
    10 Posts Name Dropper
    Can I please ask how you know if you are a referred case?
    We finally received a text yesterday saying our valuation is today. That's the first we have heard from them since we got the text (24/08) saying application received. 
  • If you applied for an LTV at anything over 85% then it will be a referred mortgage. I think that is correct. Please someone correct me if I am wrong.
     

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    Yeah I am going off the guidance that anything over 85%, FTB will be referred. I'd be surprised if it wasn't.
  • Just spoke to Nationwide, our final documents will be assessed by 2 October. Such a joke that for one document you have to go to the back of the queue again -_-
  • Finally going to have a valuation after 32 working days! 
  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    Vick7 said:
    Finally going to have a valuation after 32 working days! 
     :# 
  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    Valuation booked for this Friday! Spoke to them on the phone and they said that the application had been approved and all there was left to do was the valuation. Does that mean the mortgage is good to go depending on the valuation findings? Hope so! :)

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • My application was sent for escalation with the BDM today 🤞
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    xMeganCL said:
    My application was sent for escalation with the BDM today 🤞
    Good luck :)

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • LZRBOI said:
    Valuation booked for this Friday! Spoke to them on the phone and they said that the application had been approved and all there was left to do was the valuation. Does that mean the mortgage is good to go depending on the valuation findings? Hope so! :)
    It sounds it, although i think the timescale to review valuation report is 11 working days but sounds like you're on the home straight anyway! 
    Nationwide FTB 90%LTV
    Full applications 26/08
    Valuation booked 26/08 
    Hard Search (equifax & Transunion) 04/09
    Valuation completed 8/9 
    Valuation approved 30/9 
    More documents requested 30/9 
    Mortgage offer 16/10
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.