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Nationwide Mortgage
Comments
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Im going for an 85% LTV.
On working day 10 at the moment. Was kind of hoping to hear this week seen as they've already approved my valuation but it seems like they're just getting further and further behind. Can chase on Friday if they don't bump up their timescales again.Nationwide mortgage application (FTB)
Offer accepted on flat - 7/8
DIP - 10/8
Full application - 10/8
Valuation Booked - 11/8
Valuation received/approved -17/8
Hard search (Equifax) - 20/8
Offer received - 28/90 -
Working day 20 tomorrow! Really hope I hear something this week! It’s driving me crackers!! 😩First time buyer with TSB1
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Any one had there application referred to the mandate asses team? 85% LTV. Currently on working day 25 🤦♂️Dip 5/7
Full Application 7/7
Valuation (desktop) 8/8
Question regarding deposit 17/8
25/8 Offer Received0 -
No sorry I can’t help with that but I see your valuation was desktop. Did anyone mention why that was? I’m trying to figure out why some have physical and some desktop. Seems to be no hard and fast rule!sevi1990 said:Any one had there application referred to the mandate asses team? 85% LTV. Currently on working day 25 🤦♂️0 -
On working day 23. Getting super stressed now. Hopefully hear something soon, I’ve had no hard searches done at all only soft onesNationwide - 90% FTB
Offer accepted on house: 20/07/2020
DIP: 22/07/2020
Application: 23/07/2020
Valuation: 13/08/2020
Mortgage offer issued: 26/08/20201 -
Sparklestar1127 said:
No sorry I can’t help with that but I see your valuation was desktop. Did anyone mention why that was? I’m trying to figure out why some have physical and some desktop. Seems to be no hard and fast rule!sevi1990 said:Any one had there application referred to the mandate asses team? 85% LTV. Currently on working day 25 🤦♂️Same here. I was surprised mine went to physical valuation, the house is a standard 3-bed semi from the late 1990s and paying pretty close to the Zoopla estimate, and just under the average for the street (as the inside needs a bit of refreshing). Must be because of the 90% LTV, being a first time buyer and the state of the economy they want to be doubly sure it's worth it?
Might be worth getting your broker to call for an update, or call NW direct if you didn't use one. Have you heard anything about a valuation? I had my underwriting done up front but that was at around 17 working days and my broker updated me a couple of times just to say that we were in the queue for underwriting.narryslilo said:On working day 23. Getting super stressed now. Hopefully hear something soon, I’ve had no hard searches done at all only soft ones
Buy My First House During A Pandemic Challenge
26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion0 -
My broker has called numerous time’s and they just keep saying it will be the next couple of days and then nothing. Yeah we had our valuation on 13/08 they told my broker it was all fine, but still waiting on the actual offer.
Might be worth getting your broker to call for an update, or call NW direct if you didn't use one. Have you heard anything about a valuation? I had my underwriting done up front but that was at around 17 working days and my broker updated me a couple of times just to say that we were in the queue for underwriting.narryslilo said:On working day 23. Getting super stressed now. Hopefully hear something soon, I’ve had no hard searches done at all only soft onesNationwide - 90% FTB
Offer accepted on house: 20/07/2020
DIP: 22/07/2020
Application: 23/07/2020
Valuation: 13/08/2020
Mortgage offer issued: 26/08/20200 -
I’ve not had any hard searches either.. I think I’m gonna call them today!narryslilo said:On working day 23. Getting super stressed now. Hopefully hear something soon, I’ve had no hard searches done at all only soft onesFirst time buyer with TSB0 -
Update on ours FTB 90%
DIP 7/8
Application submitted 13/8
Valuation completed and NW text confirming it has been received 20/8
Hard search performed 24/8
Broker said the valuation had come back as matching our offer, but that it is in a queue waiting to be reviewed, along with our documents, and to expect another update by 3/9.FTB 90% LTV application with Nationwide:
DIP: 7/8 (referred due to LTV)
Application submitted: 13/8
Valuation completed and NW text confirming it has been received: 20/8
Hard search performed: 24/8
Offer issued: 18/90 -
Offer received today
Dip 5/7
Full Application 7/7
Valuation (desktop) 8/8
Question regarding deposit 17/8
25/8 Offer Received4
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