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Nationwide Mortgage

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Comments

  • hanmoe
    hanmoe Posts: 22 Forumite
    10 Posts Name Dropper
    4 weeks tomorrow since our application with MB. Hoping we hear soon, this is our first mortgage. MB has been chasing it and we have kept EA updated. 
    Checking daily for updates for everyone whose waiting. Best of luck to all x
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    10 Posts Name Dropper
    Charmoo said:
    Everything is with nationwide and the case was escalated on Monday. The sellers are losing out on their home which is why they have signed the missives. It's so hard - we are FTB at 40 years old. Apparently it's all down to processing times. Happy for everyone's that has gone through. 
    This sounds stressful! When did your offer get accepted on the house ? Surely the sellers wouldn’t rather wait now for your offer to come in 
  • Charmoo
    Charmoo Posts: 17 Forumite
    10 Posts
    It is really stressful, the sellers are buying a new build and the builders have given them a deadline or the house is remarketed and sold to someone else. They are not going to sell if they can't get the plot they have put a deposit down for etc. We put the offer in at the end of April. 
  • Shellbell136
    Shellbell136 Posts: 41 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Pleased to let you all know I got my offer about 20 mins ago. I'm so relieved. Its been like torture all this waiting. 

    Good luck to all those still waiting. 
    My timeline is as follows: 
    26/4 DIP referred
    27/4 DIP accepted
    10/5 Offer accepted on property
    10/5 Full application done, April payslip requested
    10/5 Hard search done - clearscore
    11/5 Instructed solicitor and paid money onto account
    11/5 Text to say valuation booked for 12/5
    18/5 Broker emailed to say property down valued by 10k.
    18/5 Vendor accepted 10k reduction
    18/5 Application resubmitted with amended figures. 
    23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
    23/5 Subsequent soft search appears on clearscore
    24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
    27/5 I rang NW myself for an update. Next update due on 13/6 
    28/5 Hard search appeared on credit karma and clearscore 
    9/6 Mortgage offer received 
    9/6 Instructed solicitor again now that offer received 
    13/6 Mortgage paperwork received in post
    5/7/22 Contract papers received from sellers solicitor to my solicitor(seller delayed this due to not filling out initial paperwork straight away).
    5/7/22 Searches have began. 
    25/7/22 Received title report and searches back 
    5/9/22 Contracts signed and returned in readiness for exchange 



  • Charmoo
    Charmoo Posts: 17 Forumite
    10 Posts
    Shellbell136 said:
    Pleased to let you all know I got my offer about 20 mins ago. I'm so relieved. Its been like torture all this waiting. 

    Good luck to all those still waiting. 
    That's fantastic news! 
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay for the approvals! 
    Charmoo I'm so sorry that things are so stressful for you, I hope something is pulled out of the bag for you! 

    We've had hard searches on our files this week, the valuation is on Monday... I'm hoping that if all is well we might get an answer soon after as it seems like maybe someone is already underwriting it if the hard searches are done? I'm probably wrong. There's no rhyme or reason with this process at all is there?!

    Wishing good mortgage dust on you all!
    Life is too short not to love what you do.
  • Charmoo
    Charmoo Posts: 17 Forumite
    10 Posts
    rdchick said:
    Yay for the approvals! 
    Charmoo I'm so sorry that things are so stressful for you, I hope something is pulled out of the bag for you! 

    We've had hard searches on our files this week, the valuation is on Monday... I'm hoping that if all is well we might get an answer soon after as it seems like maybe someone is already underwriting it if the hard searches are done? I'm probably wrong. There's no rhyme or reason with this process at all is there?!

    Wishing good mortgage dust on you all!
    Thank you, I have had 3 hard searches on my account!! 2 were removed. I wish there was something I could do.
  • GGM29
    GGM29 Posts: 31 Forumite
    10 Posts Name Dropper
    @Shellbell136 Brilliant news!!!!
  • hanmoe
    hanmoe Posts: 22 Forumite
    10 Posts Name Dropper
    Shellbell136 said:
    Pleased to let you all know I got my offer about 20 mins ago. I'm so relieved. Its been like torture all this waiting. 

    Good luck to all those still waiting. 
    Ahh so so pleased for you! Congratulations x
  • Essexianinkent
    Essexianinkent Posts: 13 Forumite
    10 Posts Name Dropper
    @shellbell63 Congratulations! That's amazing news for you.

    Apparently ours has been handed back to the underwriter and it could be up to 5 days. It's been 7 weeks today since we put in the application. Total torture! 
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