Nationwide Mortgage

nicknameless

Mortgage offer received.

Down valued tuesday - indicated would make up deposit.  Offer today.

scottie555

Has anyone had an offer issued over a weekend, or are we looking Monday at the earliest now? 

Thanks 

Shellbell136

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

marrandrew

marrandrew said:

9/05 - Text confirming application received.
9/05 - Text confirming valuation has been booked

9/05 hard and soft search
11/05 - Valuation received

Fri 27/05 second hard search

Shellbell136

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

marrandrew

Shellbell136 said:

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

same here, my initial hard search was on the 9th. another hard search carrier on 27/05 and today a notification that the search from 9th will be removed.

marrandrew

Shellbell136 said:

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

did you call NW yourself? can you do that although going through a broker?
can you give me more details including a phone number please ?

Shellbell136

marrandrew said:

Shellbell136 said:

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

did you call NW yourself? can you do that although going through a broker?
can you give me more details including a phone number please ?

Yes you can as people on here have done it. I was thinking the same as you that the Broker does it all. But when you don't really get any information from them its hard just waiting. 

You will need your mortgage application ref number and have to answer some questions but the man read me all the notes about what had been requested and what the underwriter had queried about my income etc. 

03457302011 is the number but they are closed on weekends. 

marrandrew

Shellbell136 said:

marrandrew said:

Shellbell136 said:

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

did you call NW yourself? can you do that although going through a broker?
can you give me more details including a phone number please ?

Yes you can as people on here have done it. I was thinking the same as you that the Broker does it all. But when you don't really get any information from them its hard just waiting. 

You will need your mortgage application ref number and have to answer some questions but the man read me all the notes about what had been requested and what the underwriter had queried about my income etc. 

03457302011 is the number but they are closed on weekends. 

thank you!
Just asked my MB about the second search and he said NW does that.

Shellbell136

marrandrew said:

Shellbell136 said:

marrandrew said:

Shellbell136 said:

Shellbell136 said:

Been reading here all week. 
My timeline us as folows: 
26/4 DIP referred
27/4 DIP accepted
10/5 Offer accepted on property
10/5 Full application done, April payslip requested
10/5 Hard search done - clearscore
11/5 Instructed solicitor and paid money onto account
11/5 Text to say valuation booked for 12/5
18/5 Broker emailed to say property down valued by 10k.
18/5 Vendor accepted 10k reduction
18/5 Application resubmitted with amended figures. 
23/5 Two texts together to say valuation received and being assessed and valuation accepted. 
23/5 Subsequent soft search appears on clearscore
24/5 Broker requested bank statements for lender of deposit accounts and full statements for second bank account. 
27/5 I rang NW myself for an update. Next update due on 13/6 
28/5 Hard search appeared on credit karma 



Find it strange that another sift search has been done and that the credit karma hard search is dated 28th May. I just want to hear yes or no. Another weekend of waiting and now it's nearly a bank holiday also 😫 its torture. 

I've now had a notification from clearscore to say the first hard search on the 10th May will be removed. What are they playing at? 

did you call NW yourself? can you do that although going through a broker?
can you give me more details including a phone number please ?

Yes you can as people on here have done it. I was thinking the same as you that the Broker does it all. But when you don't really get any information from them its hard just waiting. 

You will need your mortgage application ref number and have to answer some questions but the man read me all the notes about what had been requested and what the underwriter had queried about my income etc. 

03457302011 is the number but they are closed on weekends. 

thank you!
Just asked my MB about the second search and he said NW does that.

So does it mean we are any nearer to the offer stage or not? 
I'm dying here 😭