Nationwide Mortgage

Anna_HB

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

harperyaseen22

Anna_HB said:

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

Same here. Pur MB has put an app in with natwest . Fingers crossed. 

Anna_HB

harperyaseen22 said:

Anna_HB said:

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

Same here. Pur MB has put an app in with natwest . Fingers crossed. 

Bless you!! We are waiting for the update from MB, she said it’s not the end of the road 

Kruger94

Kruger94 said:

Hi All,

This thread has been really useful for me and my partner.
We are currently awaiting the outcome of our mortgage...

I spoke to Nationwide today and they explained the valuation report is fine, we passed the vetting stage and now it's just awaiting the underwriter to check the affordability... is this to match what we put in the decision in principle? Really worried something might not go ok... and what the time frame this is?

So far heres out process.

5th May - Submitted and reserved application by MB
6th May - Valuation booked in for the 11th May and recevied
11th May - Valuation report received
12th May - NW on phone confirmed valuation report and vetting stage was ok but now with underwriter..

Update - mortgage offer received 16/10

harperyaseen22

Anna_HB said:

harperyaseen22 said:

Anna_HB said:

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

Same here. Pur MB has put an app in with natwest . Fingers crossed. 

Bless you!! We are waiting for the update from MB, she said it’s not the end of the road 

Yes our MB said he had 4 clients that morning who they had declined. They are very very strict. Hopefully the next apps for us are accepted. X

Anna_HB

harperyaseen22 said:

Anna_HB said:

harperyaseen22 said:

Anna_HB said:

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

Same here. Pur MB has put an app in with natwest . Fingers crossed. 

Bless you!! We are waiting for the update from MB, she said it’s not the end of the road 

Yes our MB said he had 4 clients that morning who they had declined. They are very very strict. Hopefully the next apps for us are accepted. X

Our Mb is going to Natwest as our main bank let’s hope, I’m devastated at this time 

Anna_HB

Anna_HB said:

harperyaseen22 said:

Anna_HB said:

harperyaseen22 said:

Anna_HB said:

Anna_HB said:

hopeful81 said:

hopeful81 said:

Our Timeline 
11th April - DIP over telephone soft credit check - 
25th April - Full mortgage appt with Nationwide 
25th April - Valuation booked
29th April - Valuation Appt
3rd May - Text from Nationwide to say valuation received will contact if need any other details 
3rd May - email from MB to request April payslip
3rd May - Hard search
4th May - I emailed MB to check if valuation and credit check was ok - replied yes to both have, just waiting on payslip to be approved then hopefully offer 

🤞🏻🤞🏻🤞🏻 God I hate waiting 😩😩😩 

Good luck to everyone waiting!! Hope we’re all put out of our misery soon 🤪

Hello, little update 

12th May - offer 😁 

Good luck to everyone still waiting 

Congratulations 🎉 

Our application went on 22nd April. 

Still waiting, MB updated yesterday that our application is with senior underwriter and will update Friday or Monday morning 🤞

Update 
we got declined due to overdraft 

Same here. Pur MB has put an app in with natwest . Fingers crossed. 

Bless you!! We are waiting for the update from MB, she said it’s not the end of the road 

Yes our MB said he had 4 clients that morning who they had declined. They are very very strict. Hopefully the next apps for us are accepted. X

Our Mb is going to Natwest as our main bank let’s hope, I’m devastated at this time 

Just got accepted for DIP with Natwest 

JustMum89

Have read this whole thread while being a bag of nerves the last few weeks.  Here is our timeline for anyone in the same position.

21/04 - viewed property 
22/04 - Partner viewed property 
22/04 - Submitted Offer 
23/04 - Offer Accepted 
25/04 - Instructed Solicitors 
04/05 - Mortgage appointment and application submitted. 
04/05 - Text to say application received 
04/05 - Valuation booked for 06/05
06/05 - Valuation carried out and text to say had been received. 
13/05 - Further bank statements requested.
14/05 - Bank statements provided. 
19/05 - Offer text! 

Thankyou all for keeping me sane these last few weeks. 

nicknameless

Valuation today but no text to confirm that report had been received.

Just a waiting game?

Applied through broker.   Would they have any info available re valuation possibly?

Mumoffourkids

I had my valuation on Monday and didn’t have a text to confirm they had received the valuation. It turns out they need some more info before they can confirm the valuation. This came from my broker yesterday afternoon so maybe that could be a possibility?