Nationwide Mortgage

secla

Were having a bit of an up and down experience with nationwide
01/4 full application
01/4 valuation booked for 7/4
All documents supplied and confirmed
6/4 Dip Declined due to requiring an extra payslip which has been provided, told it would not effect valuation being done on 7th
14/4 hard credit checks on report
19/4 back on to dip subjective accept

still waiting for any info of whether the valuation has been accepted or even done etc. Not recieved any additional texts messages since the valuation has been arranged text message

Its been nearly 7 weeks since out offer was accepted now so getting a little anxious about getting this signed off

NicolaOgden91

Hello everyone,

Just wanted to see if our timescale was normal:

We are in the process of purchasing a house with a LTV of 80%, the deposit is £55K and the mortgage would be £220K

28/03 - Full application sent
28/03 - Soft search for DIP for Nationwide - Credit Karma
29/03 - Text from Nationwide to say application received
06/04 - Text from Nationwide to say valuation booked for 08/04
10/04 - Hard search carried out - Credit Karma
16/04 - Text from Nationwide to say valuation report has now been received

We are now waiting to hear if the valuation has been accepted. To date it's been 17working days from Application received date to today (25.04.2022 - Also not taking into account the 2 bank holidays) I don't want our seller getting cold feet about selling to us, their estate agent rang me Friday last week to see if I had heard anything back about the valuation report, to which I advised I hadn't and hoped it would be this week, I've read it can take around 5 working days to hear anything back on the report once they've received it.

Tia 

Hillzzy

NicolaOgden91 said:

Hello everyone,

Just wanted to see if our timescale was normal:

We are in the process of purchasing a house with a LTV of 80%, the deposit is £55K and the mortgage would be £220K

28/03 - Full application sent
28/03 - Soft search for DIP for Nationwide - Credit Karma
29/03 - Text from Nationwide to say application received
06/04 - Text from Nationwide to say valuation booked for 08/04
10/04 - Hard search carried out - Credit Karma
16/04 - Text from Nationwide to say valuation report has now been received

We are now waiting to hear if the valuation has been accepted. To date it's been 17working days from Application received date to today (25.04.2022 - Also not taking into account the 2 bank holidays) I don't want our seller getting cold feet about selling to us, their estate agent rang me Friday last week to see if I had heard anything back about the valuation report, to which I advised I hadn't and hoped it would be this week, I've read it can take around 5 working days to hear anything back on the report once they've received it.

Tia 

That seems to be the norm with Nationwide, going over their own agreed service times. For me I got a text to say valuation report received on the same day the valuation was done. Then radio silence. Had to escalate and raise a complaint before they finally issued the mortgage offer. Applied on the 10th of March and offer only received today 25th of April. Took 7 weeks from application to offer. They are beyond ridiculous. Ask for your  case to be escalated. If nothing comes of it raise a complaint. 

NicolaOgden91

Hillzzy said:

NicolaOgden91 said:

Hello everyone,

Just wanted to see if our timescale was normal:

We are in the process of purchasing a house with a LTV of 80%, the deposit is £55K and the mortgage would be £220K

28/03 - Full application sent
28/03 - Soft search for DIP for Nationwide - Credit Karma
29/03 - Text from Nationwide to say application received
06/04 - Text from Nationwide to say valuation booked for 08/04
10/04 - Hard search carried out - Credit Karma
16/04 - Text from Nationwide to say valuation report has now been received

We are now waiting to hear if the valuation has been accepted. To date it's been 17working days from Application received date to today (25.04.2022 - Also not taking into account the 2 bank holidays) I don't want our seller getting cold feet about selling to us, their estate agent rang me Friday last week to see if I had heard anything back about the valuation report, to which I advised I hadn't and hoped it would be this week, I've read it can take around 5 working days to hear anything back on the report once they've received it.

Tia 

That seems to be the norm with Nationwide, going over their own agreed service times. For me I got a text to say valuation report received on the same day the valuation was done. Then radio silence. Had to escalate and raise a complaint before they finally issued the mortgage offer. Applied on the 10th of March and offer only received today 25th of April. Took 7 weeks from application to offer. They are beyond ridiculous. Ask for your  case to be escalated. If nothing comes of it raise a complaint. 

Wow thank you, will deff keep an eye on and if still no word by Thursday the latest will escalate with our MA/MB as we go on holiday next week.

NicolaOgden91

NicolaOgden91 said:

Hillzzy said:

NicolaOgden91 said:

Hello everyone,

Just wanted to see if our timescale was normal:

We are in the process of purchasing a house with a LTV of 80%, the deposit is £55K and the mortgage would be £220K

28/03 - Full application sent
28/03 - Soft search for DIP for Nationwide - Credit Karma
29/03 - Text from Nationwide to say application received
06/04 - Text from Nationwide to say valuation booked for 08/04
10/04 - Hard search carried out - Credit Karma
16/04 - Text from Nationwide to say valuation report has now been received
26/04 - Text from Nationwide to say they have issued a mortgage offer

We are now waiting to hear if the valuation has been accepted. To date it's been 17working days from Application received date to today (25.04.2022 - Also not taking into account the 2 bank holidays) I don't want our seller getting cold feet about selling to us, their estate agent rang me Friday last week to see if I had heard anything back about the valuation report, to which I advised I hadn't and hoped it would be this week, I've read it can take around 5 working days to hear anything back on the report once they've received it.

Tia 

That seems to be the norm with Nationwide, going over their own agreed service times. For me I got a text to say valuation report received on the same day the valuation was done. Then radio silence. Had to escalate and raise a complaint before they finally issued the mortgage offer. Applied on the 10th of March and offer only received today 25th of April. Took 7 weeks from application to offer. They are beyond ridiculous. Ask for your  case to be escalated. If nothing comes of it raise a complaint. 

Wow thank you, will deff keep an eye on and if still no word by Thursday the latest will escalate with our MA/MB as we go on holiday next week.

Just an update we received a text from Nationwide on Tuesday to say we had an offer sent in the post - So all in all it was 18 working days from application to offer text.

harperyaseen22

Hello All. Newbie here!! 

Did anyone have their AIP refered, then have an offer for the full app? we had our aip refered i thought due to the MA putting my address in wrong so i thought that maybe i failed the ID Checks, but after he had it amended it was still refered.
We had our aip accepted on the 26-4  after it being refered on the 25th. Had a text on 26th  to say our  full app had been received by nationwide but then heard nothing since not even about the valuation? We are first time buyers too. 

Anna_HB

harperyaseen22 said:

Hello All. Newbie here!! 

Did anyone have their AIP refered, then have an offer for the full app? we had our aip refered i thought due to the MA putting my address in wrong so i thought that maybe i failed the ID Checks, but after he had it amended it was still refered.
We had our aip accepted on the 26-4  after it being refered on the 25th. Had a text on 26th  to say our  full app had been received by nationwide but then heard nothing since not even about the valuation? We are first time buyers too. 

Hi there, I’m new to this forum too.
we had our DIP referred 16.03 due my husband being SE and I think something to do with credit score. Then it got accepted on 17.03 after our MB spoke to them. 

Full application went on 22.04
we are still waiting for updates.

CS9696

Context: FTB, deposit of £15,705, property £157,050, used a mortgage broker the whole way

7/04 DIP from Nationwide 
12/04 offer accepted
20/04 Application sent to Nationwide
20/04 Text confirming application received
27/04 NW requested additional pages of our proof of deposit 

Not heard anything else yet but assuming because of the bank holidays it’s going to take a while!

Anna_HB

Timeline 
16.03 DIP with mortgage broker referred 
17.04 DIP accepted 
13.04 offer accepted on house
22.04 full application submitted and text confirmation received 
29.04 request for confirmation of my pension which is on my payslip 🤔
Still waiting for more updates 

we are not first time buyers, joint application 
husband self employed, I’m full time employed 
15% deposit 
House price 242000

Anna_HB

Anna_HB said:

Timeline 
16.03 DIP with mortgage broker referred 
17.04 DIP accepted 
13.04 offer accepted on house
22.04 full application submitted and text confirmation received 
29.04 request for confirmation of my pension which is on my payslip 🤔
Still waiting for more updates 

we are not first time buyers, joint application 
husband self employed, I’m full time employed 
15% deposit 
House price 242000

Sorry DIP accepted 17.03